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Stripe

Stripe

SaaS & Developers

VS

Invoice Ninja

Open-Source Invoicing

Invoice Ninja
Fees from
1.5%–3.15% + 1.8 SEK vs Free open-source; Pro from $10/month
Features

3 shared

3 unique to Stripe
Regions

2 shared

5 unique to Stripe
Pay methods

8 shared

12 unique to Stripe · 1 unique to Invoice Ninja
On fees

Stripe publishes 1.5%–3.15% + 1.8 SEK from. Invoice Ninja publishes Free open-source; Pro from $10/month from. Verify directly with each provider before signing.

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Show full specs
6 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Invoice Ninja Invoice Ninja
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
Free open-source; Pro from $10/month
Settlement
Time to receive funds
2–4 business days
—
Founded
2010
2014
Headquarters
South San Francisco, California
Sydney, Australia
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Stripe leads (6 vs 3)
Crypto Support
✓
✓
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly
✓
✓
Payment Methods
Stripe leads (20 vs 9)
Ach
✓
✓
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay
✓
✓
Bank Transfer
✓
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card
✓
✓
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay
✓
✓
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Paypal
✓
✓
Sepa
✓
✓
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Regions
Stripe leads (7 vs 2)
Africa Unique
✓
—
Asia Unique
✓
—
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Enterprise
Not available with Invoice Ninja
Need Instant Payout
Not available with Invoice Ninja
Want coverage in Africa, Asia, Latin America, Middle East, Oceania
Invoice Ninja doesn't cover these regions
View Stripe

Invoice Ninja is best when you...

Open-Source Invoicing
View Invoice Ninja

Frequently Asked Questions

What is the difference between Stripe and Invoice Ninja?
They share 8 payment methods and 2 regions. Stripe adds Affirm, Afterpay, Amex and 9 more that Invoice Ninja does not list; Invoice Ninja adds Crypto that Stripe does not list; Stripe also covers Africa, Asia and 3 more; only Stripe offers Enterprise, Instant Payout and 1 more.
Which is cheaper, Stripe or Invoice Ninja?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Invoice Ninja has published rates from Free open-source; Pro from $10/month. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Invoice Ninja?
Stripe lists 7 regions and 20 payment methods; Invoice Ninja lists 2 and 9. both cover Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Invoice Ninja compare on integration and settlement?
Stripe offers a sandbox, Invoice Ninja does not list one; Stripe supports webhooks; Stripe publishes a settlement time of 2–4 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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