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Stripe

Stripe

SaaS & Developers

VS

Invoice Ninja

Open-Source Invoicing

Invoice Ninja
Fees from
2.9% + $0.30 vs Free open-source; Pro from $10/month
Features

3 shared

3 unique to Stripe
Regions

2 shared

5 unique to Stripe
Pay methods

8 shared

12 unique to Stripe · 1 unique to Invoice Ninja
On settlement

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Show full specs
6 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Invoice Ninja Invoice Ninja
Quick Facts
Fees
Standard transaction rate
2.9% + $0.30
Free open-source; Pro from $10/month
Settlement
Time to receive funds
2–4 business days
—
Founded
2010
2014
Headquarters
South San Francisco, California
Sydney, Australia
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Stripe leads (6 vs 3)
Crypto Support
✓
✓
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly
✓
✓
Payment Methods
Stripe leads (20 vs 9)
Ach
✓
✓
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay
✓
✓
Bank Transfer
✓
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card
✓
✓
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay
✓
✓
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Paypal
✓
✓
Sepa
✓
✓
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Regions
Stripe leads (7 vs 2)
Africa Unique
✓
—
Asia Unique
✓
—
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Enterprise
Not available with Invoice Ninja
Need Instant Payout
Not available with Invoice Ninja
Want coverage in Africa, Asia, Latin America, Middle East, Oceania
Invoice Ninja doesn't cover these regions
View Stripe

Invoice Ninja is best when you...

Open-Source Invoicing
View Invoice Ninja

Frequently Asked Questions

What is the difference between Stripe and Invoice Ninja?
Stripe is best for SaaS & Developers, while Invoice Ninja is best for Open-Source Invoicing. Stripe charges 2.9% + $0.30 and Invoice Ninja charges Free open-source; Pro from $10/month. They differ in supported features, regions, and payment methods.
Which is cheaper, Stripe or Invoice Ninja?
Stripe charges 2.9% + $0.30 while Invoice Ninja charges Free open-source; Pro from $10/month. However, the best value depends on your transaction volume, business type, and required features.
Can I use both Stripe and Invoice Ninja together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Stripe and Invoice Ninja can complement each other.
How do Stripe and Invoice Ninja differ in their focus?
Stripe is focused on SaaS & Developers, while Invoice Ninja focuses on Open-Source Invoicing. They serve different market segments with different strengths.

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