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Stripe

Stripe

SaaS & Developers

VS

PayU

Global Emerging Markets

PayU
Fees from
1.5%–3.15% + 1.8 SEK vs 2-3% (varies by country)
Features

2 shared

4 unique to Stripe
Regions

4 shared

3 unique to Stripe
Pay methods

8 shared

12 unique to Stripe · 7 unique to PayU

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Show full specs
6 features · 27 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
PayU PayU
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
2-3% (varies by country)
Settlement
Time to receive funds
2–4 business days
2 business days
Founded
2010
2002
Headquarters
South San Francisco, California
Hoofddorp, Netherlands
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 2)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout
✓
✓
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly
✓
✓
Payment Methods
Stripe leads (20 vs 15)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Blik Unique
—
✓
Bnpl Unique
—
✓
Boleto Unique
—
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card Unique
✓
—
Digital Wallet Unique
—
✓
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay
✓
✓
Jcb Unique
✓
—
Klarna
✓
✓
Mastercard
✓
✓
Mobile Wallet Unique
—
✓
Paypal Unique
✓
—
Pix Unique
—
✓
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Upi Unique
—
✓
Visa
✓
✓
Regions
Stripe leads (7 vs 4)
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
✓
—
Middle East
✓
✓
North America Unique
✓
—
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with PayU
Need Enterprise
Not available with PayU
Want coverage in Latin America, North America, Oceania
PayU doesn't cover these regions
View Stripe

PayU is best when you...

Global Emerging Markets
View PayU

Frequently Asked Questions

What is the difference between Stripe and PayU?
They share 8 payment methods and 4 regions. Stripe adds ACH, Affirm, Afterpay and 9 more that PayU does not list; PayU adds BLIK, Buy Now Pay Later, Boleto and 4 more that Stripe does not list; Stripe also covers Latin America, North America and 1 more; only Stripe offers Crypto Support, Enterprise and 2 more.
Which is cheaper, Stripe or PayU?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; PayU has published rates from 2-3% (varies by country). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and PayU?
Stripe lists 7 regions and 20 payment methods; PayU lists 4 and 15. both cover Africa, Asia, Europe and 1 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and PayU compare on integration and settlement?
both offer a sandbox; both support webhooks; Stripe settles in 2–4 business days, PayU in 2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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