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Stripe

Stripe

SaaS & Developers

VS

PayU

Global Emerging Markets

PayU
Fees from
2.9% + $0.30 vs 2-3% (varies by country)
Features

2 shared

4 unique to Stripe
Regions

4 shared

3 unique to Stripe
Pay methods

4 shared

16 unique to Stripe · 5 unique to PayU
On region

Stripe covers 7 regions; PayU covers 4. Verify directly with each provider before signing.

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Show full specs
6 features · 25 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
PayU PayU
Quick Facts
Fees
Standard transaction rate
2.9% + $0.30
2-3% (varies by country)
Settlement
Time to receive funds
2–4 business days
2 business days
Founded
2010
2002
Headquarters
South San Francisco, California
Hoofddorp, Netherlands
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 2)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout
✓
✓
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly
✓
✓
Payment Methods
Stripe leads (20 vs 9)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex
✓
✓
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Boleto Unique
—
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
—
✓
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard
✓
✓
Mobile Wallet Unique
—
✓
Paypal Unique
✓
—
Pix Unique
—
✓
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Upi Unique
—
✓
Visa
✓
✓
Regions
Stripe leads (7 vs 4)
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
✓
—
Middle East
✓
✓
North America Unique
✓
—
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with PayU
Need Enterprise
Not available with PayU
Want coverage in Latin America, North America, Oceania
PayU doesn't cover these regions
View Stripe

PayU is best when you...

Global Emerging Markets
View PayU

Frequently Asked Questions

What is the difference between Stripe and PayU?
Stripe is best for SaaS & Developers, while PayU is best for Global Emerging Markets. Stripe charges 2.9% + $0.30 and PayU charges 2-3% (varies by country). They differ in supported features, regions, and payment methods.
Which is cheaper, Stripe or PayU?
Stripe charges 2.9% + $0.30 while PayU charges 2-3% (varies by country). However, the best value depends on your transaction volume, business type, and required features.
Can I use both Stripe and PayU together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Stripe and PayU can complement each other.
How do Stripe and PayU differ in their focus?
Stripe is focused on SaaS & Developers, while PayU focuses on Global Emerging Markets. They serve different market segments with different strengths.

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