Menu

Discover

All Providers Compare Use Cases Find Your Provider

Solutions

Connect License Watch MCP Partnership Claim Listing Get Listed Verified Listings Pricing

Resources

Blog About Contact
Log in Join free
Stripe

Stripe

SaaS & Developers

VS

Payza

Global Online Payments

Payza
Fees from
1.5%–3.15% + 1.8 SEK vs 2.5% + $0.25 per transaction
Features

1 shared

5 unique to Stripe
Regions

3 shared

4 unique to Stripe
Pay methods

3 shared

17 unique to Stripe · 2 unique to Payza
On payment methods

Stripe supports 20 payment methods, 15 more than Payza. Verify directly with each provider before signing.

Want a personalized shortlist? Get matched
2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
6 features · 22 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Payza Payza
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
2.5% + $0.25 per transaction
Settlement
Time to receive funds
2–4 business days
—
Founded
2010
2004
Headquarters
South San Francisco, California
Montreal, Canada
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 1)
Crypto Support
✓
✓
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 5)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Bitcoin Unique
—
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Paypal Unique
✓
—
Prepaid Card Unique
—
✓
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Regions
Stripe leads (7 vs 3)
Africa Unique
✓
—
Asia
✓
✓
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Enterprise
Not available with Payza
Need Instant Payout
Not available with Payza
Want coverage in Africa, Latin America, Middle East, Oceania
Payza doesn't cover these regions
View Stripe

Payza is best when you...

Global Online Payments
View Payza

Frequently Asked Questions

What is the difference between Stripe and Payza?
They share 3 payment methods and 3 regions. Stripe adds ACH, Affirm, Afterpay and 14 more that Payza does not list; Payza adds Bitcoin, Prepaid Card that Stripe does not list; Stripe also covers Africa, Latin America and 2 more; only Stripe offers Enterprise, Instant Payout and 3 more.
Which is cheaper, Stripe or Payza?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Payza has published rates from 2.5% + $0.25 per transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Payza?
Stripe lists 7 regions and 20 payment methods; Payza lists 3 and 5. both cover Asia, Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Payza compare on integration and settlement?
both offer a sandbox; both support webhooks; Stripe publishes a settlement time of 2–4 business days.

Are you Stripe or Payza?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile
Compare Other Providers

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →