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Stripe

Stripe

SaaS & Developers

VS

Payza

Global Online Payments

Payza
Fees from
2.9% + $0.30 vs 2.5% + $0.25 per transaction
Features

1 shared

5 unique to Stripe
Regions

3 shared

4 unique to Stripe
Pay methods

3 shared

17 unique to Stripe · 2 unique to Payza
On region

Stripe covers 7 regions; Payza covers 3. Verify directly with each provider before signing.

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Show full specs
6 features · 22 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Payza Payza
Quick Facts
Fees
Standard transaction rate
2.9% + $0.30
2.5% + $0.25 per transaction
Settlement
Time to receive funds
2–4 business days
—
Founded
2010
2004
Headquarters
South San Francisco, California
Montreal, Canada
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 1)
Crypto Support
✓
✓
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 5)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Bitcoin Unique
—
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Paypal Unique
✓
—
Prepaid Card Unique
—
✓
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Regions
Stripe leads (7 vs 3)
Africa Unique
✓
—
Asia
✓
✓
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Enterprise
Not available with Payza
Need Instant Payout
Not available with Payza
Want coverage in Africa, Latin America, Middle East, Oceania
Payza doesn't cover these regions
View Stripe

Payza is best when you...

Global Online Payments
View Payza

Frequently Asked Questions

What is the difference between Stripe and Payza?
Stripe is best for SaaS & Developers, while Payza is best for Global Online Payments. Stripe charges 2.9% + $0.30 and Payza charges 2.5% + $0.25 per transaction. They differ in supported features, regions, and payment methods.
Which is cheaper, Stripe or Payza?
Stripe charges 2.9% + $0.30 while Payza charges 2.5% + $0.25 per transaction. However, the best value depends on your transaction volume, business type, and required features.
Can I use both Stripe and Payza together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Stripe and Payza can complement each other.
How do Stripe and Payza differ in their focus?
Stripe is focused on SaaS & Developers, while Payza focuses on Global Online Payments. They serve different market segments with different strengths.

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