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Stripe

Stripe

SaaS & Developers

VS

Pine Labs

Indian Merchant Commerce

Pine Labs
Fees from
1.5%–3.15% + 1.8 SEK vs Custom
Features

1 shared

5 unique to Stripe
Regions

1 shared

6 unique to Stripe · 1 unique to Pine Labs
Pay methods

3 shared

17 unique to Stripe · 4 unique to Pine Labs
On fees

Stripe publishes 1.5%–3.15% + 1.8 SEK from. Pine Labs uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
6 features · 24 payment methods · 8 regions. We don't rank these — they're here for reference.
Stripe Stripe
Pine Labs Pine Labs
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
Custom
Settlement
Time to receive funds
2–4 business days
1–2 business days
Founded
2010
1998
Headquarters
South San Francisco, California
Noida, India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 1)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 7)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer Unique
✓
—
Contactless
✓
✓
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Mobile Wallet Unique
—
✓
Paypal Unique
✓
—
Pos Unique
—
✓
Qr Code Unique
—
✓
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Upi Unique
—
✓
Visa Unique
✓
—
Regions
Stripe leads (7 vs 2)
Africa Unique
✓
—
Asia
✓
✓
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—
Southeast Asia Unique
—
✓

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Pine Labs
Need Instant Payout
Not available with Pine Labs
Want coverage in Africa, Europe, Latin America, Middle East, North America, Oceania
Pine Labs doesn't cover these regions
View Stripe

Pine Labs is best when you...

Indian Merchant Commerce
Want coverage in Southeast Asia
Stripe doesn't cover this region
View Pine Labs

Frequently Asked Questions

What is the difference between Stripe and Pine Labs?
They share 3 payment methods and 1 region. Stripe adds ACH, Affirm, Afterpay and 14 more that Pine Labs does not list; Pine Labs adds Mobile Wallet, POS, QR Code and 1 more that Stripe does not list; Stripe also covers Africa, Europe and 4 more; Pine Labs also covers Southeast Asia.
Which is cheaper, Stripe or Pine Labs?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Pine Labs has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Pine Labs?
Stripe lists 7 regions and 20 payment methods; Pine Labs lists 2 and 7. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Pine Labs compare on integration and settlement?
both offer a sandbox; both support webhooks; Stripe settles in 2–4 business days, Pine Labs in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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