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Stripe

Stripe

SaaS & Developers

VS

Pine Labs

Indian Merchant Commerce

Pine Labs
Fees from
2.9% + $0.30 vs Custom
Features

1 shared

5 unique to Stripe
Regions

1 shared

6 unique to Stripe · 1 unique to Pine Labs
Pay methods

3 shared

17 unique to Stripe · 3 unique to Pine Labs
On licensing

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Show full specs
6 features · 23 payment methods · 8 regions. We don't rank these — they're here for reference.
Stripe Stripe
Pine Labs Pine Labs
Quick Facts
Fees
Standard transaction rate
2.9% + $0.30
Custom
Settlement
Time to receive funds
2–4 business days
1–2 business days
Founded
2010
1998
Headquarters
South San Francisco, California
Noida, India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 1)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 6)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer Unique
✓
—
Contactless
✓
✓
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Mobile Wallet Unique
—
✓
Paypal Unique
✓
—
Qr Code Unique
—
✓
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Upi Unique
—
✓
Visa Unique
✓
—
Regions
Stripe leads (7 vs 2)
Africa Unique
✓
—
Asia
✓
✓
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—
Southeast Asia Unique
—
✓

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Pine Labs
Need Instant Payout
Not available with Pine Labs
Want coverage in Africa, Europe, Latin America, Middle East, North America, Oceania
Pine Labs doesn't cover these regions
View Stripe

Pine Labs is best when you...

Indian Merchant Commerce
Want coverage in Southeast Asia
Stripe doesn't cover this region
View Pine Labs

Frequently Asked Questions

What is the difference between Stripe and Pine Labs?
Stripe is best for SaaS & Developers, while Pine Labs is best for Indian Merchant Commerce. Stripe charges 2.9% + $0.30 and Pine Labs charges custom pricing. They differ in supported features, regions, and payment methods.
Which is cheaper, Stripe or Pine Labs?
Stripe charges 2.9% + $0.30 while Pine Labs charges custom pricing. However, the best value depends on your transaction volume, business type, and required features.
Can I use both Stripe and Pine Labs together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Stripe and Pine Labs can complement each other.
How do Stripe and Pine Labs differ in their focus?
Stripe is focused on SaaS & Developers, while Pine Labs focuses on Indian Merchant Commerce. They serve different market segments with different strengths.

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