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Stripe

Stripe

SaaS & Developers

VS

Routable

B2B AP/AR Automation

Routable
Fees from
1.5%–3.15% + 1.8 SEK vs Custom
Features

2 shared

4 unique to Stripe
Regions

1 shared

6 unique to Stripe
Pay methods

2 shared

18 unique to Stripe · 2 unique to Routable
On fees

Stripe publishes 1.5%–3.15% + 1.8 SEK from. Routable uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
6 features · 22 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Routable Routable
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
Custom
Settlement
Time to receive funds
2–4 business days
1–3 business days
Founded
2010
2017
Headquarters
South San Francisco, California
San Francisco, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 2)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout
✓
✓
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 4)
Ach
✓
✓
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Check Unique
—
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Wire Transfer Unique
—
✓
Regions
Stripe leads (7 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Routable
Need Instant Sandbox
Not available with Routable
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Oceania
Routable doesn't cover these regions
View Stripe

Routable is best when you...

B2B AP/AR Automation
View Routable

Frequently Asked Questions

What is the difference between Stripe and Routable?
They share 2 payment methods and 1 region. Stripe adds Affirm, Afterpay, Amex and 15 more that Routable does not list; Routable adds Check, Wire Transfer that Stripe does not list; Stripe also covers Africa, Asia and 4 more; only Stripe offers Crypto Support, Instant Sandbox and 2 more.
Which is cheaper, Stripe or Routable?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Routable has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Routable?
Stripe lists 7 regions and 20 payment methods; Routable lists 1 and 4. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Routable compare on integration and settlement?
both offer a sandbox; both support webhooks; Stripe settles in 2–4 business days, Routable in 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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