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Stripe

Stripe

SaaS & Developers

VS

Routable

B2B AP/AR Automation

Routable
Fees from
2.9% + $0.30 vs Custom
Features

2 shared

4 unique to Stripe
Regions

1 shared

6 unique to Stripe
Pay methods

2 shared

18 unique to Stripe · 2 unique to Routable
On region

Stripe covers 7 regions; Routable covers 1. Verify directly with each provider before signing.

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Show full specs
6 features · 22 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Routable Routable
Quick Facts
Fees
Standard transaction rate
2.9% + $0.30
Custom
Settlement
Time to receive funds
2–4 business days
1–3 business days
Founded
2010
2017
Headquarters
South San Francisco, California
San Francisco, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 2)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout
✓
✓
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 4)
Ach
✓
✓
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Check Unique
—
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Wire Transfer Unique
—
✓
Regions
Stripe leads (7 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Routable
Need Instant Sandbox
Not available with Routable
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Oceania
Routable doesn't cover these regions
View Stripe

Routable is best when you...

B2B AP/AR Automation
View Routable

Frequently Asked Questions

What is the difference between Stripe and Routable?
Stripe is best for SaaS & Developers, while Routable is best for B2B AP/AR Automation. Stripe charges 2.9% + $0.30 and Routable charges custom pricing. They differ in supported features, regions, and payment methods.
Which is cheaper, Stripe or Routable?
Stripe charges 2.9% + $0.30 while Routable charges custom pricing. However, the best value depends on your transaction volume, business type, and required features.
Can I use both Stripe and Routable together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Stripe and Routable can complement each other.
How do Stripe and Routable differ in their focus?
Stripe is focused on SaaS & Developers, while Routable focuses on B2B AP/AR Automation. They serve different market segments with different strengths.

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