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Stripe

Stripe

SaaS & Developers

VS

Sogexia

Small French businesses (shops, restaurants, tradespeople, ride-hailing drivers, home-service providers) that want a business account plus in-person card acceptance.

Sogexia
Fees from
1.5%–3.15% + 1.8 SEK vs Essential (processing under €10,000/month): no commitment, Tap to Pay included, preferential commission 1.49% (shown reduced from 1.55%). Plus (processing over €10,000/month): no commitment, physical terminal included, preferential commission 0.39% + €0.05 (shown reduced from 0.49% + €0.05). Smart Smile terminal €199 excl. VAT, Super Smile terminal €299 excl. VAT (free with Plus plan).
Features

0 shared

6 unique to Stripe
Regions

0 shared

7 unique to Stripe
Pay methods

5 shared

15 unique to Stripe · 2 unique to Sogexia
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
6 features · 22 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Sogexia Sogexia
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
Essential (processing under €10,000/month): no commitment, Tap to Pay included, preferential commission 1.49% (shown reduced from 1.55%). Plus (processing over €10,000/month): no commitment, physical terminal included, preferential commission 0.39% + €0.05 (shown reduced from 0.49% + €0.05). Smart Smile terminal €199 excl. VAT, Super Smile terminal €299 excl. VAT (free with Plus plan).
Settlement
Time to receive funds
2–4 business days
Next business day
Founded
2010
—
Headquarters
South San Francisco, California
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Stripe leads (6 vs 0)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 7)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Contactless
✓
✓
Credit Card Unique
✓
—
Debit Card
✓
✓
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard
✓
✓
Paypal Unique
✓
—
Pos Unique
—
✓
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Voucher Unique
—
✓
Regions
Stripe leads (7 vs 0)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Sogexia
Need Enterprise
Not available with Sogexia
Want coverage in Africa, Asia, Europe, Latin America, Middle East, North America, Oceania
Sogexia doesn't cover these regions
View Stripe

Sogexia is best when you...

Small French businesses (shops, restaurants, tradespeople, ride-hailing drivers, home-service providers) that want a business account plus in-person card acceptance.
View Sogexia

Frequently Asked Questions

What is the difference between Stripe and Sogexia?
They share 5 payment methods and 0 regions. Stripe adds ACH, Affirm, Afterpay and 12 more that Sogexia does not list; Sogexia adds POS, Voucher that Stripe does not list; Stripe also covers Africa, Asia and 5 more; only Stripe offers Crypto Support, Enterprise and 4 more.
Which is cheaper, Stripe or Sogexia?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Sogexia has published rates from Essential (processing under €10,000/month): no commitment, Tap to Pay included, preferential commission 1.49% (shown reduced from 1.55%). Plus (processing over €10,000/month): no commitment, physical terminal included, preferential commission 0.39% + €0.05 (shown reduced from 0.49% + €0.05). Smart Smile terminal €199 excl. VAT, Super Smile terminal €299 excl. VAT (free with Plus plan).. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Sogexia?
Stripe lists 7 regions and 20 payment methods; Sogexia lists 0 and 7. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Sogexia compare on integration and settlement?
Stripe offers a sandbox, Sogexia does not list one; Stripe supports webhooks; Stripe settles in 2–4 business days, Sogexia in Next business day.

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