Menu

Discover

All Providers Compare Use Cases Find Your Provider

Solutions

Connect License Watch MCP Partnership Claim Listing Get Listed Verified Listings Pricing

Resources

Blog About Contact
Log in Join free
Swan

Swan

European Embedded Banking

VS

DirectPayEU

European e-commerce merchants accepting IBAN bank payments as a card alternative

DirectPayEU
Fees from
Per-transaction pricing vs 0.8-1.5% for bank transfers
Features

0 shared

2 unique to Swan
Regions

1 shared

Pay methods

2 shared

3 unique to Swan · 2 unique to DirectPayEU

Still evaluating?

Get matched to the right provider in 90 seconds.

Get matched
2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
2 features · 7 payment methods · 1 regions. We don't rank these — they're here for reference.
Swan Swan
DirectPayEU DirectPayEU
Quick Facts
Fees
Standard transaction rate
Per-transaction pricing
0.8-1.5% for bank transfers
Settlement
Time to receive funds
1–3 business days
1–3 business days
Founded
2019
2008
Headquarters
Paris, France
Kerrville, Texas, United States
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Swan leads (2 vs 0)
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Swan leads (5 vs 4)
Bancontact Unique
—
✓
Bank Transfer
✓
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Direct Debit Unique
✓
—
Ideal Unique
—
✓
Sepa
✓
✓
Regions
Europe
✓
✓

Swan is best when you...

European Embedded Banking
Need Recurring Payments
Not available with DirectPayEU
Need Startup Friendly
Not available with DirectPayEU
View Swan

DirectPayEU is best when you...

European e-commerce merchants accepting IBAN bank payments as a card alternative
View DirectPayEU

Frequently Asked Questions

What is the difference between Swan and DirectPayEU?
They share 2 payment methods and 1 region. Swan adds Credit Card, Debit Card, Direct Debit that DirectPayEU does not list; DirectPayEU adds Bancontact, iDEAL that Swan does not list; only Swan offers Recurring Payments, Startup Friendly.
Which is cheaper, Swan or DirectPayEU?
Swan has published rates from Per-transaction pricing; DirectPayEU has published rates from 0.8-1.5% for bank transfers. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Swan and DirectPayEU?
Swan lists 1 region and 5 payment methods; DirectPayEU lists 1 and 4. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Swan and DirectPayEU compare on integration and settlement?
Swan offers a sandbox, DirectPayEU does not list one; Swan supports webhooks; Swan settles in 1–3 business days, DirectPayEU in 1–3 business days.

Are you Swan or DirectPayEU?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile
Compare Other Providers

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →