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Swan

Swan

European Embedded Banking

VS

FIS

Enterprise banking and capital markets technology

FIS
Fees from
Per-transaction pricing vs Custom
Features

0 shared

2 unique to Swan · 1 unique to FIS
Regions

1 shared

5 unique to FIS
Pay methods

3 shared

2 unique to Swan · 11 unique to FIS

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3 features · 16 payment methods · 6 regions. We don't rank these — they're here for reference.
Swan Swan
FIS FIS
Quick Facts
Fees
Standard transaction rate
Per-transaction pricing
Custom
Settlement
Time to receive funds
1–3 business days
1–2 business days
Founded
2019
1968
Headquarters
Paris, France
Jacksonville, Florida, United States
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Swan leads (2 vs 1)
Enterprise Unique
—
✓
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
FIS leads (14 vs 5)
Ach Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Contactless Unique
—
✓
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
—
✓
Direct Debit Unique
✓
—
Discover Unique
—
✓
Google Pay Unique
—
✓
Jcb Unique
—
✓
Mastercard Unique
—
✓
Sepa Unique
✓
—
Virtual Card Unique
—
✓
Visa Unique
—
✓
Regions
FIS leads (6 vs 1)
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Swan is best when you...

European Embedded Banking
Need Recurring Payments
Not available with FIS
Need Startup Friendly
Not available with FIS
View Swan

FIS is best when you...

Enterprise banking and capital markets technology
Need Enterprise
Not available with Swan
Want coverage in Asia, Latin America, North America, Oceania, Southeast Asia
Swan doesn't cover these regions
View FIS

Frequently Asked Questions

What is the difference between Swan and FIS?
They share 3 payment methods and 1 region. Swan adds Direct Debit, SEPA that FIS does not list; FIS adds ACH, Amex, Apple Pay and 8 more that Swan does not list; FIS also covers Asia, Latin America and 3 more; only Swan offers Recurring Payments, Startup Friendly.
Which is cheaper, Swan or FIS?
Swan has published rates from Per-transaction pricing; FIS has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Swan and FIS?
Swan lists 1 region and 5 payment methods; FIS lists 6 and 14. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Swan and FIS compare on integration and settlement?
both offer a sandbox; both support webhooks; Swan settles in 1–3 business days, FIS in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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