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Swan

Swan

European Embedded Banking

VS

FIS

Enterprise banking and capital markets technology

FIS
Fees from
Per-transaction pricing vs Custom
Features

0 shared

2 unique to Swan · 1 unique to FIS
Regions

1 shared

5 unique to FIS
Pay methods

3 shared

2 unique to Swan · 11 unique to FIS
On settlement

Swan settles in 1–3 business days; FIS settles in 1–2 business days. Verify directly with each provider before signing.

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3 features · 16 payment methods · 6 regions. We don't rank these — they're here for reference.
Swan Swan
FIS FIS
Quick Facts
Fees
Standard transaction rate
Per-transaction pricing
Custom
Settlement
Time to receive funds
1–3 business days
1–2 business days
Founded
2019
1968
Headquarters
Paris, France
Jacksonville, Florida, United States
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Swan leads (2 vs 1)
Enterprise Unique
—
✓
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
FIS leads (14 vs 5)
Ach Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Contactless Unique
—
✓
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
—
✓
Direct Debit Unique
✓
—
Discover Unique
—
✓
Google Pay Unique
—
✓
Jcb Unique
—
✓
Mastercard Unique
—
✓
Sepa Unique
✓
—
Virtual Card Unique
—
✓
Visa Unique
—
✓
Regions
FIS leads (6 vs 1)
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Swan is best when you...

European Embedded Banking
Need Recurring Payments
Not available with FIS
Need Startup Friendly
Not available with FIS
View Swan

FIS is best when you...

Enterprise banking and capital markets technology
Need Enterprise
Not available with Swan
Want coverage in Asia, Latin America, North America, Oceania, Southeast Asia
Swan doesn't cover these regions
View FIS

Frequently Asked Questions

What is the difference between Swan and FIS?
Swan is best for European Embedded Banking, while FIS is best for Enterprise banking and capital markets technology. Swan charges Per-transaction pricing and FIS charges custom pricing. They differ in supported features, regions, and payment methods.
Which is cheaper, Swan or FIS?
Swan charges Per-transaction pricing while FIS charges custom pricing. However, the best value depends on your transaction volume, business type, and required features.
Can I use both Swan and FIS together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Swan and FIS can complement each other.
How do Swan and FIS differ in their focus?
Swan is focused on European Embedded Banking, while FIS focuses on Enterprise banking and capital markets technology. They serve different market segments with different strengths.

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