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SwissPay.ai

SwissPay.ai

US and Canadian merchants in subscription and high-risk-adjacent verticals (supplements, telehealth, iGaming, crypto, beauty) who want card and PayPal-wallet acceptance without their own PayPal account.

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
— vs Custom
Features

0 shared

5 unique to A-Pay
Regions

0 shared

6 unique to A-Pay
Pay methods

4 shared

1 unique to SwissPay.ai · 15 unique to A-Pay
On payment methods

A-Pay supports 19 payment methods, 14 more than SwissPay.ai. Verify directly with each provider before signing.

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Show full specs
5 features · 20 payment methods · 6 regions. We don't rank these — they're here for reference.
SwissPay.ai SwissPay.ai
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
—
Custom
Settlement
Time to receive funds
Funds settle T+2 in USD to the merchant's own bank account.
1–2 business days
Founded
—
2021
Headquarters
—
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
A-Pay leads (5 vs 0)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 5)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Credit Card Unique
—
✓
Crypto Unique
—
✓
Discover Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
—
✓
Paypal
✓
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 0)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

SwissPay.ai is best when you...

US and Canadian merchants in subscription and high-risk-adjacent verticals (supplements, telehealth, iGaming, crypto, beauty) who want card and PayPal-wallet acceptance without their own PayPal account.
View SwissPay.ai

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with SwissPay.ai
Need High Risk Accepted
Not available with SwissPay.ai
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
SwissPay.ai doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between SwissPay.ai and A-Pay?
They share 4 payment methods and 0 regions. SwissPay.ai adds Discover that A-Pay does not list; A-Pay adds ACH, Alipay, Apple Pay and 12 more that SwissPay.ai does not list; A-Pay also covers Africa, Asia and 4 more; only A-Pay offers Crypto Support, High Risk Accepted and 3 more.
Which is cheaper, SwissPay.ai or A-Pay?
SwissPay.ai has no published rate; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use SwissPay.ai and A-Pay?
SwissPay.ai lists 0 regions and 5 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do SwissPay.ai and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, SwissPay.ai does not list one; A-Pay supports webhooks; SwissPay.ai settles in Funds settle T+2 in USD to the merchant's own bank account., A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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