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SwissPay.ai

SwissPay.ai, operated by MintAds Inc. in Toronto, is a PayPal-managed payment facilitator that boards and underwrites US and Canadian merchants in-house on PayPal rails. Merchants can accept Visa, Mastercard, Amex, Discover, the PayPal wallet and PayPal Pay Later without opening their own PayPal account, and funds settle T+2 in USD. Integration is through a REST API, hosted checkout, or Shopify and WooCommerce plugins. Fraud scoring, 3-D Secure 2 and chargeback/dispute handling are included.

Fees from
Custom pricing
Settlement
Funds settle T+2 in USD to the merchant's own bank account.
Coverage
2 countries
Payment methods
5
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with SwissPay.ai before signing. Visit Website is an external link; we may earn a commission.

SwissPay.ai overview

Best for

US and Canadian merchants in subscription and high-risk-adjacent verticals (supplements, telehealth, iGaming, crypto, beauty) who want card and PayPal-wallet acceptance without their own PayPal account.

SwissPay.ai pricing & fees

Pricing structure

Pricing
Custom pricing
Your business must be registered in
Not disclosed

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SwissPay.ai settlement & payouts

Payouts

Settlement time
Funds settle T+2 in USD to the merchant's own bank account.
Settlement currencies
Not collected yet

SwissPay.ai API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

SwissPay.ai coverage & payment methods

Supported countries

2 countries
CAUS

Payment methods

AmexDiscoverMastercardPaypalVisa

SwissPay.ai licensing & compliance

Legal & Compliance

No public certifications listed. Check back as this provider's legal and regulatory profile is researched.

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