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Transact Pro

Transact Pro

European online merchants and payment businesses that need card acquiring, a white-label gateway or card issuing from a Latvian EMI

VS

Pingo Pay

Businesses that want multi-currency IBAN accounts, cross-border transfers, mass payouts and online card acquiring from a single Canadian MSB-registered provider.

P
Fees from
Card acquiring: individual rates starting from 0.5% per transaction vs Basic: Free; Business: $20/mo (exchange up to $10,000/mo at interbank rate, daily limits up to $50,000); Business +: $79/mo (exchange up to $50,000/mo at interbank, daily limits up to $150,000); Enterprise: Custom. No setup fees. Acquiring: Commission from 0.5%; Rolling reserve from 0%; Chargeback fee not charged.
Features

0 shared

Regions

0 shared

Pay methods

3 shared

6 unique to Transact Pro · 2 unique to Pingo Pay

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Show full specs
0 features · 11 payment methods · 0 regions. We don't rank these — they're here for reference.
Transact Pro Transact Pro
Pingo Pay
Quick Facts
Fees
Standard transaction rate
Card acquiring: individual rates starting from 0.5% per transaction
Basic: Free; Business: $20/mo (exchange up to $10,000/mo at interbank rate, daily limits up to $50,000); Business +: $79/mo (exchange up to $50,000/mo at interbank, daily limits up to $150,000); Enterprise: Custom. No setup fees. Acquiring: Commission from 0.5%; Rolling reserve from 0%; Chargeback fee not charged.
Settlement
Time to receive funds
—
Instant
Founded
—
—
Headquarters
—
—
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
Payment Methods
Transact Pro leads (9 vs 5)
Credit Card
✓
✓
Debit Card Unique
✓
—
Digital Wallet Unique
—
✓
Gift Card Unique
✓
—
Mastercard Unique
✓
—
Prepaid Card Unique
✓
—
Sepa
✓
✓
Sepa Instant Unique
—
✓
Swift
✓
✓
Virtual Card Unique
✓
—
Visa Unique
✓
—
Regions

Transact Pro is best when you...

European online merchants and payment businesses that need card acquiring, a white-label gateway or card issuing from a Latvian EMI
View Transact Pro

Pingo Pay is best when you...

Businesses that want multi-currency IBAN accounts, cross-border transfers, mass payouts and online card acquiring from a single Canadian MSB-registered provider.
View Pingo Pay

Frequently Asked Questions

What is the difference between Transact Pro and Pingo Pay?
They share 3 payment methods and 0 regions. Transact Pro adds Debit Card, Gift Card, Mastercard and 3 more that Pingo Pay does not list; Pingo Pay adds Digital Wallet, SEPA Instant that Transact Pro does not list.
Which is cheaper, Transact Pro or Pingo Pay?
Transact Pro has published rates from Card acquiring: individual rates starting from 0.5% per transaction; Pingo Pay has published rates from Basic: Free; Business: $20/mo (exchange up to $10,000/mo at interbank rate, daily limits up to $50,000); Business +: $79/mo (exchange up to $50,000/mo at interbank, daily limits up to $150,000); Enterprise: Custom. No setup fees. Acquiring: Commission from 0.5%; Rolling reserve from 0%; Chargeback fee not charged.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Transact Pro and Pingo Pay?
Transact Pro lists 0 regions and 9 payment methods; Pingo Pay lists 0 and 5. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Transact Pro and Pingo Pay compare on integration and settlement?
Pingo Pay publishes a settlement time of Instant.

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