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UnionPay

UnionPay

Chinese customers

VS

ePay

Danish merchants

ePay
Fees from
0.8% vs 1.45% + DKK 1.95
Features

0 shared

1 unique to UnionPay · 2 unique to ePay
Regions

1 shared

3 unique to UnionPay
Pay methods

5 shared

4 unique to UnionPay · 7 unique to ePay
On licensing

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Show full specs
3 features · 16 payment methods · 4 regions. We don't rank these — they're here for reference.
UnionPay UnionPay
ePay ePay
Quick Facts
Fees
Standard transaction rate
0.8%
1.45% + DKK 1.95
Settlement
Time to receive funds
1–3 business days
2–3 business days
Founded
2002
2001
Headquarters
Shanghai, China
Aalborg, Denmark
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
ePay leads (2 vs 1)
Enterprise Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
ePay leads (12 vs 9)
Amex
✓
✓
Apple Pay Unique
—
✓
Contactless Unique
✓
—
Dankort Unique
—
✓
Diners
✓
✓
Google Pay Unique
—
✓
Jcb
✓
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Mobile Payment Unique
✓
—
Mobilepay Unique
—
✓
Qr Code Unique
✓
—
Swish Unique
—
✓
Unionpay Unique
✓
—
Vipps Unique
—
✓
Visa
✓
✓
Regions
UnionPay leads (4 vs 1)
Asia Unique
✓
—
Europe
✓
✓
North America Unique
✓
—
Oceania Unique
✓
—

UnionPay is best when you...

Chinese customers
Need Enterprise
Not available with ePay
Want coverage in Asia, North America, Oceania
ePay doesn't cover these regions
View UnionPay

ePay is best when you...

Danish merchants
Need Recurring Payments
Not available with UnionPay
Need Startup Friendly
Not available with UnionPay
View ePay

Frequently Asked Questions

What is the difference between UnionPay and ePay?
They share 5 payment methods and 1 region. UnionPay adds Contactless, Mobile Payment, QR Code and 1 more that ePay does not list; ePay adds Apple Pay, Dankort, Google Pay and 4 more that UnionPay does not list; UnionPay also covers Asia, North America and 1 more; only UnionPay offers Enterprise.
Which is cheaper, UnionPay or ePay?
UnionPay has published rates from 0.8%; ePay has published rates from 1.45% + DKK 1.95. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use UnionPay and ePay?
UnionPay lists 4 regions and 9 payment methods; ePay lists 1 and 12. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do UnionPay and ePay compare on integration and settlement?
both offer a sandbox; both support webhooks; UnionPay settles in 1–3 business days, ePay in 2–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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