UnionPay

UnionPay

Chinese customers

VS

Paypercut

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.

Paypercut
Fees from
0.8% vs 0.99%–2.69%
Features

0 shared

1 unique to UnionPay · 8 unique to Paypercut
Regions

1 shared

3 unique to UnionPay
Pay methods

3 shared

6 unique to UnionPay · 8 unique to Paypercut
On region

UnionPay covers 4 regions; Paypercut covers 1. Verify directly with each provider before signing.

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Show full specs
9 features · 17 payment methods · 4 regions. We don't rank these — they're here for reference.
UnionPay UnionPay
Paypercut Paypercut
Quick Facts
Fees
Standard transaction rate
0.8%
0.99%–2.69%
Settlement
Time to receive funds
1–3 business days
1–2 business days
Founded
2002
2025
Headquarters
Shanghai, China
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Paypercut leads (8 vs 1)
Enterprise Unique
✓
—
Instant Sandbox Unique
—
✓
Low Fees Unique
—
✓
Marketplace Support Unique
—
✓
Mobile Payments Unique
—
✓
Multi Currency Unique
—
✓
Recurring Billing Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
Paypercut leads (11 vs 9)
Amex Unique
✓
—
Apple Pay Unique
—
✓
Blik Unique
—
✓
Bnpl Unique
—
✓
Contactless Unique
✓
—
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Diners Unique
✓
—
Google Pay Unique
—
✓
Jcb Unique
✓
—
Maestro Unique
—
✓
Mastercard
✓
✓
Mobile Payment Unique
✓
—
Payment Link Unique
—
✓
Qr Code
✓
✓
Unionpay Unique
✓
—
Visa
✓
✓
Regions
UnionPay leads (4 vs 1)
Asia Unique
✓
—
Europe
✓
✓
North America Unique
✓
—
Oceania Unique
✓
—

UnionPay is best when you...

Chinese customers
Need Enterprise
Not available with Paypercut
Want coverage in Asia, North America, Oceania
Paypercut doesn't cover these regions
View UnionPay

Paypercut is best when you...

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.
Need Instant Sandbox
Not available with UnionPay
Need Low Fees
Not available with UnionPay
View Paypercut

Frequently Asked Questions

What is the difference between UnionPay and Paypercut?
They share 3 payment methods and 1 region. UnionPay adds Amex, Contactless, Diners Club and 3 more that Paypercut does not list; Paypercut adds Apple Pay, BLIK, Buy Now Pay Later and 5 more that UnionPay does not list; UnionPay also covers Asia, North America and 1 more; only UnionPay offers Enterprise.
Which is cheaper, UnionPay or Paypercut?
UnionPay has published rates from 0.8%; Paypercut has published rates from 0.99%–2.69%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use UnionPay and Paypercut?
UnionPay lists 4 regions and 9 payment methods; Paypercut lists 1 and 11. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do UnionPay and Paypercut compare on integration and settlement?
UnionPay offers a sandbox, Paypercut does not list one; UnionPay supports webhooks; UnionPay settles in 1–3 business days, Paypercut in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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