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Valitor

Valitor

Icelandic payments

VS

UnionPay

Chinese customers

UnionPay
Fees from
1.5-2.5% vs 0.8%
Features

1 shared

Regions

1 shared

3 unique to UnionPay
Pay methods

6 shared

3 unique to Valitor · 3 unique to UnionPay
On licensing

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Show full specs
1 features · 12 payment methods · 4 regions. We don't rank these — they're here for reference.
Valitor Valitor
UnionPay UnionPay
Quick Facts
Fees
Standard transaction rate
1.5-2.5%
0.8%
Settlement
Time to receive funds
2–3 business days
1–3 business days
Founded
1983
2002
Headquarters
Hafnarfjörður, Iceland
Shanghai, China
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise
✓
✓
Payment Methods
Amex
✓
✓
Bank Transfer Unique
✓
—
Contactless Unique
—
✓
Digital Wallet Unique
✓
—
Diners
✓
✓
Discover Unique
✓
—
Jcb
✓
✓
Mastercard
✓
✓
Mobile Payment Unique
—
✓
Qr Code Unique
—
✓
Unionpay
✓
✓
Visa
✓
✓
Regions
UnionPay leads (4 vs 1)
Asia Unique
—
✓
Europe
✓
✓
North America Unique
—
✓
Oceania Unique
—
✓

Valitor is best when you...

Icelandic payments
View Valitor

UnionPay is best when you...

Chinese customers
Want coverage in Asia, North America, Oceania
Valitor doesn't cover these regions
View UnionPay

Frequently Asked Questions

What is the difference between Valitor and UnionPay?
They share 6 payment methods and 1 region. Valitor adds Bank Transfer, Digital Wallet, Discover that UnionPay does not list; UnionPay adds Contactless, Mobile Payment, QR Code that Valitor does not list; UnionPay also covers Asia, North America and 1 more.
Which is cheaper, Valitor or UnionPay?
Valitor has published rates from 1.5-2.5%; UnionPay has published rates from 0.8%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Valitor and UnionPay?
Valitor lists 1 region and 9 payment methods; UnionPay lists 4 and 9. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Valitor and UnionPay compare on integration and settlement?
both offer a sandbox; both support webhooks; Valitor settles in 2–3 business days, UnionPay in 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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