VIALET
E-commerce merchants, fintechs/platforms, and licensed high-risk businesses (iGaming, forex, crypto) that need EU business IBAN accounts, card acquiring, pay-ins and mass payouts from one EMI.
VS
Ozow
South African EFT
Fees from
Card Acquiring & Merchant Services: EU Issued Cards 4% + €0.30; Non-EU Issued Cards 5% + €0.30; (Original Credit Transfer) OCT 2% + €0.80; Refund Fee €1; Retrieval Request €5; Chargeback Fee €25 + scheme fees; Currency Exchange Rate XE.com + 1%; Rolling Reserve 10% for 180 days (Capped at €150,000). Business accounts (Standard Business, Low-Risk): Account Opening Fee Free; Application Review Fee €500 one-time; Monthly Maintenance €100 / month; SEPA C2B (IN) 0.5% (Min. €0.60); SEPA B2C (OUT) 0.5% (Min. €2.00); SEPA B2B (IN and OUT) 0.25% (Min. €2.00); SWIFT Transfers 0.5% (Min. €25); Currency Exchange Rate ECB + 2%. Digital Enterprises (Medium-Risk): Application Review Fee €750 one-time; Monthly Maintenance €150 / month. Regulated Enterprises (High-Risk): Application Review Fee €1,500 one-time; Monthly Maintenance €200 / month; SEPA C2B (IN) 1.5% (Min. €1.00). vs 1.5% or R1 minimum
Features
0 shared
2 unique to Ozow
Regions
0 shared
1 unique to Ozow
Pay methods
1 shared
5 unique to VIALET · 4 unique to Ozow
On licensing
Not enough published data on licensing for a fair verdict — open the full specs below for reference.
2-minute quiz
Still deciding? Find your perfect match.
Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.
Find my matchFree. Takes 2 minutes. No account required.
For developers · MCP
Tired of clicking around? Use our MCP.
Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.
Show full specs 2 features · 10 payment methods · 1 regions. We
don't rank these — they're here for reference.
Show full specs
2 features · 10 payment methods · 1 regions. We
don't rank these — they're here for reference.
VIALET OzowQuick Facts
Fees
Standard transaction rate
Card Acquiring & Merchant Services: EU Issued Cards 4% + €0.30; Non-EU Issued Cards 5% + €0.30; (Original Credit Transfer) OCT 2% + €0.80; Refund Fee €1; Retrieval Request €5; Chargeback Fee €25 + scheme fees; Currency Exchange Rate XE.com + 1%; Rolling Reserve 10% for 180 days (Capped at €150,000). Business accounts (Standard Business, Low-Risk): Account Opening Fee Free; Application Review Fee €500 one-time; Monthly Maintenance €100 / month; SEPA C2B (IN) 0.5% (Min. €0.60); SEPA B2C (OUT) 0.5% (Min. €2.00); SEPA B2B (IN and OUT) 0.25% (Min. €2.00); SWIFT Transfers 0.5% (Min. €25); Currency Exchange Rate ECB + 2%. Digital Enterprises (Medium-Risk): Application Review Fee €750 one-time; Monthly Maintenance €150 / month. Regulated Enterprises (High-Risk): Application Review Fee €1,500 one-time; Monthly Maintenance €200 / month; SEPA C2B (IN) 1.5% (Min. €1.00).
1.5% or R1 minimum
Settlement
Time to receive funds
7 business days
Same day
Founded
—
2014
Headquarters
—
Cape Town, South Africa
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features Ozow leads (2 vs 0)
Ozow leads (2 vs 0)Instant Payout Unique
—
✓
Low Fees Unique
—
✓
Payment Methods VIALET leads (6 vs 5)
VIALET leads (6 vs 5)Bank Transfer Unique
—
✓
Eft Unique
—
✓
Mastercard Unique
✓
—
Open Banking
✓
✓
Payment Link Unique
—
✓
Qr Code Unique
—
✓
Sepa Unique
✓
—
Sepa Instant Unique
✓
—
Swift Unique
✓
—
Visa Unique
✓
—
Regions Ozow leads (1 vs 0)
Ozow leads (1 vs 0)Africa Unique
—
✓
VIALET is best when you...
E-commerce merchants, fintechs/platforms, and licensed high-risk businesses (iGaming, forex, crypto) that need EU business IBAN accounts, card acquiring, pay-ins and mass payouts from one EMI.
Ozow is best when you...
South African EFT
Need Instant Payout
Not available with VIALET
Need Low Fees
Not available with VIALET
Want coverage in Africa
VIALET doesn't cover this region
Frequently Asked Questions
What is the difference between VIALET and Ozow?
They share 1 payment method and 0 regions. VIALET adds Mastercard, SEPA, SEPA Instant and 2 more that Ozow does not list; Ozow adds Bank Transfer, EFT, Payment Link and 1 more that VIALET does not list; Ozow also covers Africa; only Ozow offers Instant Payout, Low Fees.
Which is cheaper, VIALET or Ozow?
VIALET has published rates from Card Acquiring & Merchant Services: EU Issued Cards 4% + €0.30; Non-EU Issued Cards 5% + €0.30; (Original Credit Transfer) OCT 2% + €0.80; Refund Fee €1; Retrieval Request €5; Chargeback Fee €25 + scheme fees; Currency Exchange Rate XE.com + 1%; Rolling Reserve 10% for 180 days (Capped at €150,000). Business accounts (Standard Business, Low-Risk): Account Opening Fee Free; Application Review Fee €500 one-time; Monthly Maintenance €100 / month; SEPA C2B (IN) 0.5% (Min. €0.60); SEPA B2C (OUT) 0.5% (Min. €2.00); SEPA B2B (IN and OUT) 0.25% (Min. €2.00); SWIFT Transfers 0.5% (Min. €25); Currency Exchange Rate ECB + 2%. Digital Enterprises (Medium-Risk): Application Review Fee €750 one-time; Monthly Maintenance €150 / month. Regulated Enterprises (High-Risk): Application Review Fee €1,500 one-time; Monthly Maintenance €200 / month; SEPA C2B (IN) 1.5% (Min. €1.00).; Ozow has published rates from 1.5% or R1 minimum. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use VIALET and Ozow?
VIALET lists 0 regions and 6 payment methods; Ozow lists 1 and 5. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do VIALET and Ozow compare on integration and settlement?
Ozow offers a sandbox, VIALET does not list one; Ozow supports webhooks; VIALET settles in 7 business days, Ozow in Same day.
Are you VIALET or Ozow?
Claim your profile to update information, respond to comparisons, and access visitor analytics.
Claim this profileData on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.
See something wrong? Report inaccurate info →