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Vipps MobilePay

Vipps MobilePay

Norwegian mobile payments

VS

UnionPay

Chinese customers

UnionPay
Fees from
1.75-2.85% vs 0.8%
Features

0 shared

2 unique to Vipps MobilePay · 1 unique to UnionPay
Regions

1 shared

3 unique to UnionPay
Pay methods

2 shared

3 unique to Vipps MobilePay · 7 unique to UnionPay
On fees

Vipps MobilePay publishes 1.75-2.85% from. UnionPay publishes 0.8% from. Verify directly with each provider before signing.

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Show full specs
3 features · 12 payment methods · 4 regions. We don't rank these — they're here for reference.
Vipps MobilePay Vipps MobilePay
UnionPay UnionPay
Quick Facts
Fees
Standard transaction rate
1.75-2.85%
0.8%
Settlement
Time to receive funds
Next business day
1–3 business days
Founded
2015
2002
Headquarters
Oslo, Norway
Shanghai, China
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Vipps MobilePay leads (2 vs 1)
Enterprise Unique
—
✓
Instant Payout Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
UnionPay leads (9 vs 5)
Amex Unique
—
✓
Bank Transfer Unique
✓
—
Contactless Unique
—
✓
Diners Unique
—
✓
Jcb Unique
—
✓
Mastercard Unique
—
✓
Mobile Payment
✓
✓
Mobilepay Unique
✓
—
Qr Code
✓
✓
Unionpay Unique
—
✓
Vipps Unique
✓
—
Visa Unique
—
✓
Regions
UnionPay leads (4 vs 1)
Asia Unique
—
✓
Europe
✓
✓
North America Unique
—
✓
Oceania Unique
—
✓

Vipps MobilePay is best when you...

Norwegian mobile payments
Need Instant Payout
Not available with UnionPay
Need Startup Friendly
Not available with UnionPay
View Vipps MobilePay

UnionPay is best when you...

Chinese customers
Need Enterprise
Not available with Vipps MobilePay
Want coverage in Asia, North America, Oceania
Vipps MobilePay doesn't cover these regions
View UnionPay

Frequently Asked Questions

What is the difference between Vipps MobilePay and UnionPay?
They share 2 payment methods and 1 region. Vipps MobilePay adds Bank Transfer, MobilePay, Vipps that UnionPay does not list; UnionPay adds Amex, Contactless, Diners Club and 4 more that Vipps MobilePay does not list; UnionPay also covers Asia, North America and 1 more; only Vipps MobilePay offers Instant Payout, Startup Friendly.
Which is cheaper, Vipps MobilePay or UnionPay?
Vipps MobilePay has published rates from 1.75-2.85%; UnionPay has published rates from 0.8%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Vipps MobilePay and UnionPay?
Vipps MobilePay lists 1 region and 5 payment methods; UnionPay lists 4 and 9. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Vipps MobilePay and UnionPay compare on integration and settlement?
both offer a sandbox; both support webhooks; Vipps MobilePay settles in Next business day, UnionPay in 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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