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Visma Pay

Visma Pay

Finnish online shops, app businesses and multi-merchant marketplaces that want card, Finnish online-bank, mobile-wallet and Klarna payments through one contract, with tiered monthly plans based on sales volume.

VS

Stripe

SaaS & Developers

Stripe
Fees from
Custom vs 1.5%–3.15% + 1.8 SEK
Features

0 shared

6 unique to Stripe
Regions

0 shared

7 unique to Stripe
Pay methods

7 shared

2 unique to Visma Pay · 13 unique to Stripe

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Show full specs
6 features · 22 payment methods · 7 regions. We don't rank these — they're here for reference.
Visma Pay Visma Pay
Stripe Stripe
Quick Facts
Fees
Standard transaction rate
Custom
1.5%–3.15% + 1.8 SEK
Settlement
Time to receive funds
Valitse tarpeidesi mukaan päivittäiset, viikoittaiset tai kuukausittaiset tilitykset. Päivittäiset tilitykset saatavilla vain Power-paketteihin. Tilitysviive on 3 päivää kaikille maksutapahtumille.
2–4 business days
Founded
—
2010
Headquarters
—
South San Francisco, California
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Stripe leads (6 vs 0)
Crypto Support Unique
—
✓
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
Stripe leads (20 vs 9)
Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Contactless Unique
—
✓
Credit Card Unique
—
✓
Debit Card
✓
✓
Diners Unique
—
✓
Discover Unique
—
✓
Google Pay
✓
✓
Invoice Unique
✓
—
Jcb Unique
—
✓
Klarna
✓
✓
Mastercard
✓
✓
Mobilepay Unique
✓
—
Paypal Unique
—
✓
Sepa Unique
—
✓
Stablecoin Unique
—
✓
Unionpay Unique
—
✓
Visa
✓
✓
Regions
Stripe leads (7 vs 0)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓

Visma Pay is best when you...

Finnish online shops, app businesses and multi-merchant marketplaces that want card, Finnish online-bank, mobile-wallet and Klarna payments through one contract, with tiered monthly plans based on sales volume.
View Visma Pay

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Visma Pay
Need Enterprise
Not available with Visma Pay
Want coverage in Africa, Asia, Europe, Latin America, Middle East, North America, Oceania
Visma Pay doesn't cover these regions
View Stripe

Frequently Asked Questions

What is the difference between Visma Pay and Stripe?
They share 7 payment methods and 0 regions. Visma Pay adds Invoice, MobilePay that Stripe does not list; Stripe adds ACH, Affirm, Afterpay and 10 more that Visma Pay does not list; Stripe also covers Africa, Asia and 5 more; only Stripe offers Crypto Support, Enterprise and 4 more.
Which is cheaper, Visma Pay or Stripe?
Visma Pay has custom pricing quoted on engagement; Stripe has published rates from 1.5%–3.15% + 1.8 SEK. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Visma Pay and Stripe?
Visma Pay lists 0 regions and 9 payment methods; Stripe lists 7 and 20. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Visma Pay and Stripe compare on integration and settlement?
Stripe offers a sandbox, Visma Pay does not list one; Stripe supports webhooks; Visma Pay settles in Valitse tarpeidesi mukaan päivittäiset, viikoittaiset tai kuukausittaiset tilitykset. Päivittäiset tilitykset saatavilla vain Power-paketteihin. Tilitysviive on 3 päivää kaikille maksutapahtumille., Stripe in 2–4 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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