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Visma Pay

Visma Pay (Visma Payments Oy) is a Finnish online payment service that gives webshops and apps access to card payments, Finnish online-bank payments, mobile wallets (MobilePay, Siirto, Apple Pay, Google Pay), Klarna and OP Lasku under one contract. It is offered as tiered monthly packages (Express, Power, Power Plus, Enterprise) with per-transaction fees. Features include card tokenisation for recurring charges, payment links, a shop-in-shop solution for marketplaces that split funds between merchants, and an omnichannel option that adds a webshop, POS and payment terminals.

Fees from
Custom
Settlement
Valitse tarpeidesi mukaan päivittäiset, viikoittaiset tai kuukausittaiset tilitykset. Päivittäiset tilitykset saatavilla vain Power-paketteihin. Tilitysviive on 3 päivää kaikille maksutapahtumille.
Coverage
—
Payment methods
9
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Visma Pay before signing. Visit Website is an external link; we may earn a commission.

Visma Pay overview

Best for

Finnish online shops, app businesses and multi-merchant marketplaces that want card, Finnish online-bank, mobile-wallet and Klarna payments through one contract, with tiered monthly plans based on sales volume.

Visma Pay pricing & fees

Pricing structure

Pricing
Custom
Your business must be registered in
Not disclosed

See how Visma Pay's fees stack up

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Visma Pay settlement & payouts

Payouts

Settlement time
Valitse tarpeidesi mukaan päivittäiset, viikoittaiset tai kuukausittaiset tilitykset. Päivittäiset tilitykset saatavilla vain Power-paketteihin. Tilitysviive on 3 päivää kaikille maksutapahtumille.
Settlement currencies
Not collected yet

Visma Pay API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

Visma Pay coverage & payment methods

Global coverage — specific countries not listed.

Payment methods

AmexApple PayDebit CardGoogle PayInvoiceKlarnaMastercardMobilepayVisa

Visma Pay licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

Visma Payments Oy

Finland

Licenses

Payment Institution FI

Authorised Payment Institution / Account Information Service Provider / Exempted Payment Institution (FI)

Financial Supervisory Authority (Finland)

License numbers & register records

1 license number · 1 register record on file for Visma Pay, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

Log in — it's free

Using ChatGPT or Claude? Ask it to prepare your application to Visma Pay. It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it

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