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Viva Wallet

Viva Wallet

European SMEs

VS

Stripe

SaaS & Developers

Stripe
Fees from
From 1.20% + €0.05 vs 2.9% + $0.30
Features

1 shared

1 unique to Viva Wallet · 5 unique to Stripe
Regions

1 shared

6 unique to Stripe
Pay methods

8 shared

1 unique to Viva Wallet · 12 unique to Stripe
On fees

Viva Wallet publishes From 1.20% + €0.05 from. Stripe publishes 2.9% + $0.30 from. Verify directly with each provider before signing.

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Show full specs
7 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
Viva Wallet Viva Wallet
Stripe Stripe
Quick Facts
Fees
Standard transaction rate
From 1.20% + €0.05
2.9% + $0.30
Settlement
Time to receive funds
1–2 business days
2–4 business days
Founded
2010
2010
Headquarters
Athens, Greece
South San Francisco, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 2)
Crypto Support Unique
—
✓
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
Stripe leads (20 vs 9)
Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Contactless Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Diners
✓
✓
Discover Unique
—
✓
Google Pay
✓
✓
Jcb
✓
✓
Klarna Unique
—
✓
Maestro Unique
✓
—
Mastercard
✓
✓
Paypal Unique
—
✓
Sepa Unique
—
✓
Stablecoin Unique
—
✓
Unionpay
✓
✓
Visa
✓
✓
Regions
Stripe leads (7 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓

Viva Wallet is best when you...

European SMEs
Need Low Fees
Not available with Stripe
View Viva Wallet

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Viva Wallet
Need Enterprise
Not available with Viva Wallet
Want coverage in Africa, Asia, Latin America, Middle East, North America, Oceania
Viva Wallet doesn't cover these regions
View Stripe

Frequently Asked Questions

What is the difference between Viva Wallet and Stripe?
Viva Wallet is best for European SMEs, while Stripe is best for SaaS & Developers. Viva Wallet charges From 1.20% + €0.05 and Stripe charges 2.9% + $0.30. They differ in supported features, regions, and payment methods.
Which is cheaper, Viva Wallet or Stripe?
Viva Wallet charges From 1.20% + €0.05 while Stripe charges 2.9% + $0.30. However, the best value depends on your transaction volume, business type, and required features.
Can I use both Viva Wallet and Stripe together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Viva Wallet and Stripe can complement each other.
How do Viva Wallet and Stripe differ in their focus?
Viva Wallet is focused on European SMEs, while Stripe focuses on SaaS & Developers. They serve different market segments with different strengths.

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