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Viva Wallet

Viva Wallet

European SMEs

VS

Stripe

SaaS & Developers

Stripe
Fees from
From 1.20% + €0.05 vs 1.5%–3.15% + 1.8 SEK
Features

1 shared

1 unique to Viva Wallet · 5 unique to Stripe
Regions

1 shared

6 unique to Stripe
Pay methods

8 shared

1 unique to Viva Wallet · 12 unique to Stripe
On region

Stripe covers 7 regions; Viva Wallet covers 1. Verify directly with each provider before signing.

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Show full specs
7 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
Viva Wallet Viva Wallet
Stripe Stripe
Quick Facts
Fees
Standard transaction rate
From 1.20% + €0.05
1.5%–3.15% + 1.8 SEK
Settlement
Time to receive funds
1–2 business days
2–4 business days
Founded
2010
2010
Headquarters
Athens, Greece
South San Francisco, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 2)
Crypto Support Unique
—
✓
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
Stripe leads (20 vs 9)
Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Contactless Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Diners
✓
✓
Discover Unique
—
✓
Google Pay
✓
✓
Jcb
✓
✓
Klarna Unique
—
✓
Maestro Unique
✓
—
Mastercard
✓
✓
Paypal Unique
—
✓
Sepa Unique
—
✓
Stablecoin Unique
—
✓
Unionpay
✓
✓
Visa
✓
✓
Regions
Stripe leads (7 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓

Viva Wallet is best when you...

European SMEs
Need Low Fees
Not available with Stripe
View Viva Wallet

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Viva Wallet
Need Enterprise
Not available with Viva Wallet
Want coverage in Africa, Asia, Latin America, Middle East, North America, Oceania
Viva Wallet doesn't cover these regions
View Stripe

Frequently Asked Questions

What is the difference between Viva Wallet and Stripe?
They share 8 payment methods and 1 region. Viva Wallet adds Maestro that Stripe does not list; Stripe adds ACH, Affirm, Afterpay and 9 more that Viva Wallet does not list; Stripe also covers Africa, Asia and 4 more; only Viva Wallet offers Low Fees.
Which is cheaper, Viva Wallet or Stripe?
Viva Wallet has published rates from From 1.20% + €0.05; Stripe has published rates from 1.5%–3.15% + 1.8 SEK. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Viva Wallet and Stripe?
Viva Wallet lists 1 region and 9 payment methods; Stripe lists 7 and 20. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Viva Wallet and Stripe compare on integration and settlement?
both offer a sandbox; both support webhooks; Viva Wallet settles in 1–2 business days, Stripe in 2–4 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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