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Whop

Whop

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
2.7% + $0.3 vs Custom
Features

0 shared

5 unique to A-Pay
Regions

6 shared

4 unique to Whop
Pay methods

12 shared

28 unique to Whop · 7 unique to A-Pay
On licensing

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Show full specs
5 features · 47 payment methods · 10 regions. We don't rank these — they're here for reference.
Whop Whop
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
2.7% + $0.3
Custom
Settlement
Time to receive funds
3–5 business days
1–2 business days
Founded
—
2021
Headquarters
Brooklyn, NY
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 0)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
Whop leads (40 vs 19)
Ach
✓
✓
Afterpay Unique
✓
—
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bacs Unique
✓
—
Bancontact Unique
✓
—
Bank Transfer
✓
✓
Bnpl Unique
✓
—
Cartes Bancaires Unique
✓
—
Contactless Unique
✓
—
Credit Card
✓
✓
Crypto Unique
—
✓
Dankort Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Direct Debit Unique
✓
—
Discover Unique
✓
—
Elo Unique
✓
—
Google Pay
✓
✓
Hipercard Unique
✓
—
Ideal
✓
✓
Invoice Unique
✓
—
Jcb Unique
✓
—
Klarna
✓
✓
Mada Unique
✓
—
Maestro Unique
✓
—
Mastercard
✓
✓
Mir Unique
✓
—
Mobile Money Unique
—
✓
Nfc Unique
✓
—
Payment Link Unique
✓
—
Paypal
✓
✓
Pix Unique
—
✓
Prepaid Card Unique
✓
—
Rupay Unique
✓
—
Sepa
✓
✓
Sofort Unique
—
✓
Swift Unique
✓
—
Unionpay Unique
✓
—
Upi Unique
—
✓
Venmo Unique
✓
—
Verve Unique
✓
—
Virtual Card Unique
✓
—
Visa
✓
✓
Wechat Pay Unique
—
✓
Wire Transfer Unique
✓
—
Regions
Whop leads (10 vs 6)
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Global Unique
✓
—
Latin America
✓
✓
Middle East
✓
✓
North America Unique
✓
—
Oceania Unique
✓
—
South America Unique
✓
—
Southeast Asia
✓
✓

Whop is best when you...

Want coverage in Global, North America, Oceania, South America
A-Pay doesn't cover these regions
View Whop

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Whop
Need High Risk Accepted
Not available with Whop
View A-Pay

Frequently Asked Questions

What is the difference between Whop and A-Pay?
They share 12 payment methods and 6 regions. Whop adds Afterpay, Bacs, Bancontact and 25 more that A-Pay does not list; A-Pay adds Alipay, Crypto, Mobile Money and 4 more that Whop does not list; Whop also covers Global, North America and 2 more; only A-Pay offers Crypto Support, High Risk Accepted and 3 more.
Which is cheaper, Whop or A-Pay?
Whop has published rates from 2.7% + $0.3; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Whop and A-Pay?
Whop lists 10 regions and 40 payment methods; A-Pay lists 6 and 19. both cover Africa, Asia, Europe and 3 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Whop and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Whop settles in 3–5 business days, A-Pay in 1–2 business days.

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