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Whop

Whop

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
2.7% + 0.3 vs Custom
Features

0 shared

5 unique to A-Pay
Regions

6 shared

4 unique to Whop
Pay methods

11 shared

28 unique to Whop · 7 unique to A-Pay
On settlement

Whop settles in 3–5 business days; A-Pay settles in 1–2 business days. Verify directly with each provider before signing.

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Show full specs
5 features · 46 payment methods · 10 regions. We don't rank these — they're here for reference.
Whop Whop
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
2.7% + 0.3
Custom
Settlement
Time to receive funds
3–5 business days
1–2 business days
Founded
—
2021
Headquarters
Brooklyn, NY
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 0)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
Whop leads (39 vs 18)
Ach
✓
✓
Afterpay Unique
✓
—
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bacs Unique
✓
—
Bancontact Unique
✓
—
Bank Transfer
✓
✓
Bnpl Unique
✓
—
Cartes Bancaires Unique
✓
—
Contactless Unique
✓
—
Credit Card Unique
✓
—
Crypto Unique
—
✓
Dankort Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Elo Unique
✓
—
Google Pay
✓
✓
Hipercard Unique
✓
—
Ideal
✓
✓
Invoice Unique
✓
—
Jcb Unique
✓
—
Klarna
✓
✓
Mada Unique
✓
—
Maestro Unique
✓
—
Mastercard
✓
✓
Mir Unique
✓
—
Mobile Money Unique
—
✓
Nfc Unique
✓
—
Payment Link Unique
✓
—
Paypal
✓
✓
Pix Unique
—
✓
Prepaid Card Unique
✓
—
Rupay Unique
✓
—
Sepa
✓
✓
Sofort Unique
—
✓
Swift Unique
✓
—
Unionpay Unique
✓
—
Upi Unique
—
✓
Venmo Unique
✓
—
Verve Unique
✓
—
Virtual Card Unique
✓
—
Visa
✓
✓
Wechat Pay Unique
—
✓
Wire Transfer Unique
✓
—
Regions
Whop leads (10 vs 6)
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Global Unique
✓
—
Latin America
✓
✓
Middle East
✓
✓
North America Unique
✓
—
Oceania Unique
✓
—
South America Unique
✓
—
Southeast Asia
✓
✓

Whop is best when you...

Want coverage in Global, North America, Oceania, South America
A-Pay doesn't cover these regions
View Whop

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Whop
Need High Risk Accepted
Not available with Whop
View A-Pay

Frequently Asked Questions

What is the difference between Whop and A-Pay?
Whop is best for online payments, while A-Pay is best for Global Multi-Currency Payment Gateway. Whop charges 2.7% + 0.3 and A-Pay charges custom pricing. They differ in supported features, regions, and payment methods.
Which is cheaper, Whop or A-Pay?
Whop charges 2.7% + 0.3 while A-Pay charges custom pricing. However, the best value depends on your transaction volume, business type, and required features.
Can I use both Whop and A-Pay together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Whop and A-Pay can complement each other.
How do Whop and A-Pay differ in their focus?
Whop is focused on online payments, while A-Pay focuses on Global Multi-Currency Payment Gateway. They serve different market segments with different strengths.

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