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Wise

Wise

International Transfers

VS

Braintree

Mobile Apps

Braintree
Fees from
0.4-2% (varies by currency) vs 2.89% + $0.29
Features

3 shared

2 unique to Wise · 1 unique to Braintree
Regions

4 shared

1 unique to Wise
Pay methods

4 shared

7 unique to Wise · 5 unique to Braintree
On settlement

Wise settles in 1–2 business days; Braintree settles in 1–3 business days. Verify directly with each provider before signing.

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Show full specs
6 features · 16 payment methods · 5 regions. We don't rank these — they're here for reference.
Wise Wise
Braintree Braintree
Quick Facts
Fees
Standard transaction rate
0.4-2% (varies by currency)
2.89% + $0.29
Settlement
Time to receive funds
1–2 business days
1–3 business days
Founded
2011
2007
Headquarters
London, United Kingdom
Chicago, Illinois
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Wise leads (5 vs 4)
Enterprise Unique
✓
—
Instant Payout
✓
✓
Instant Sandbox
✓
✓
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
Wise leads (11 vs 9)
Ach Unique
✓
—
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer Unique
✓
—
Bnpl Unique
—
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Discover Unique
—
✓
Faster Payments Unique
✓
—
Google Pay
✓
✓
Mastercard
✓
✓
Paypal Unique
—
✓
Sepa Unique
✓
—
Swift Unique
✓
—
Venmo Unique
—
✓
Visa
✓
✓
Regions
Wise leads (5 vs 4)
Asia
✓
✓
Europe
✓
✓
Latin America Unique
✓
—
North America
✓
✓
Oceania
✓
✓

Wise is best when you...

International Transfers
Need Enterprise
Not available with Braintree
Need Low Fees
Not available with Braintree
Want coverage in Latin America
Braintree doesn't cover this region
View Wise

Braintree is best when you...

Mobile Apps
Need Recurring Payments
Not available with Wise
View Braintree

Frequently Asked Questions

What is the difference between Wise and Braintree?
They share 4 payment methods and 4 regions. Wise adds ACH, Bank Transfer, Credit Card and 4 more that Braintree does not list; Braintree adds Amex, Buy Now Pay Later, Discover and 2 more that Wise does not list; Wise also covers Latin America; only Wise offers Enterprise, Low Fees.
Which is cheaper, Wise or Braintree?
Wise has published rates from 0.4-2% (varies by currency); Braintree has published rates from 2.89% + $0.29. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Wise and Braintree?
Wise lists 5 regions and 11 payment methods; Braintree lists 4 and 9. both cover Asia, Europe, North America and 1 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Wise and Braintree compare on integration and settlement?
both offer a sandbox; both support webhooks; Wise settles in 1–2 business days, Braintree in 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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