Menu

Discover

All Providers Compare Use Cases Find Your Provider

Solutions

Connect License Watch MCP Partnership Claim Listing Get Listed Verified Listings Pricing

Resources

Blog About Contact
Log in Join free
Wise

Wise

International Transfers

VS

Checkout.com

Global Performance

Checkout.com
Fees from
0.4-2% (varies by currency) vs 2.3-2.9% + $0.30 (typical)
Features

3 shared

2 unique to Wise · 1 unique to Checkout.com
Regions

5 shared

3 unique to Checkout.com
Pay methods

5 shared

6 unique to Wise · 30 unique to Checkout.com
On fees

Wise publishes 0.4-2% (varies by currency) from. Checkout.com publishes 2.3-2.9% + $0.30 (typical) from. Verify directly with each provider before signing.

Want a personalized shortlist? Get matched
2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
6 features · 41 payment methods · 8 regions. We don't rank these — they're here for reference.
Wise Wise
Checkout.com Checkout.com
Quick Facts
Fees
Standard transaction rate
0.4-2% (varies by currency)
2.3-2.9% + $0.30 (typical)
Settlement
Time to receive funds
1–2 business days
1–3 business days
Founded
2011
2012
Headquarters
London, United Kingdom
London, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Wise leads (5 vs 4)
Enterprise
✓
✓
Instant Payout
✓
✓
Instant Sandbox
✓
✓
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Checkout.com leads (35 vs 11)
Ach
✓
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bancontact Unique
—
✓
Bank Transfer Unique
✓
—
Cartes Bancaires Unique
—
✓
Credit Card Unique
✓
—
Dana Unique
—
✓
Debit Card Unique
✓
—
Diners Unique
—
✓
Discover Unique
—
✓
Eps Unique
—
✓
Faster Payments Unique
✓
—
Gcash Unique
—
✓
Google Pay
✓
✓
Ideal Unique
—
✓
Jcb Unique
—
✓
Kakaopay Unique
—
✓
Klarna Unique
—
✓
Knet Unique
—
✓
Mada Unique
—
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Mb Way Unique
—
✓
Mobile Wallet Unique
—
✓
Mobilepay Unique
—
✓
Multibanco Unique
—
✓
Paynow Unique
—
✓
Paypal Unique
—
✓
Przelewy24 Unique
—
✓
Sepa Unique
✓
—
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swift Unique
✓
—
Swish Unique
—
✓
Twint Unique
—
✓
Venmo Unique
—
✓
Vipps Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
Checkout.com leads (8 vs 5)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania
✓
✓
Southeast Asia Unique
—
✓

Wise is best when you...

International Transfers
Need Low Fees
Not available with Checkout.com
Need Startup Friendly
Not available with Checkout.com
View Wise

Checkout.com is best when you...

Global Performance
Need Recurring Payments
Not available with Wise
Want coverage in Africa, Middle East, Southeast Asia
Wise doesn't cover these regions
View Checkout.com

Frequently Asked Questions

What is the difference between Wise and Checkout.com?
They share 5 payment methods and 5 regions. Wise adds Bank Transfer, Credit Card, Debit Card and 3 more that Checkout.com does not list; Checkout.com adds Alipay, Amex, Bancontact and 27 more that Wise does not list; Checkout.com also covers Africa, Middle East and 1 more; only Wise offers Low Fees, Startup Friendly.
Which is cheaper, Wise or Checkout.com?
Wise has published rates from 0.4-2% (varies by currency); Checkout.com has published rates from 2.3-2.9% + $0.30 (typical). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Wise and Checkout.com?
Wise lists 5 regions and 11 payment methods; Checkout.com lists 8 and 35. both cover Asia, Europe, Latin America and 2 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Wise and Checkout.com compare on integration and settlement?
both offer a sandbox; both support webhooks; Wise settles in 1–2 business days, Checkout.com in 1–3 business days.

Are you Wise or Checkout.com?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile
Compare Other Providers

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →