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Wise

Wise

International Transfers

VS

dLocal Go

Emerging Market SMBs

dLocal Go
Fees from
0.4-2% (varies by currency) vs From 0.99% (Brazil Pix) up to 7.99% per transaction depending on country and payment method; USD 1 refund fee, USD 5 chargeback fee
Features

1 shared

4 unique to Wise
Regions

3 shared

2 unique to Wise · 2 unique to dLocal Go
Pay methods

5 shared

6 unique to Wise · 5 unique to dLocal Go
On region

Both cover 5 regions. Verify directly with each provider before signing.

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Show full specs
5 features · 16 payment methods · 7 regions. We don't rank these — they're here for reference.
Wise Wise
dLocal Go dLocal Go
Quick Facts
Fees
Standard transaction rate
0.4-2% (varies by currency)
From 0.99% (Brazil Pix) up to 7.99% per transaction depending on country and payment method; USD 1 refund fee, USD 5 chargeback fee
Settlement
Time to receive funds
1–2 business days
3 business days
Founded
2011
2016
Headquarters
London, United Kingdom
Montevideo, Uruguay
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Wise leads (5 vs 1)
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Low Fees Unique
✓
—
Startup Friendly
✓
✓
Payment Methods
Wise leads (11 vs 10)
Ach Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Boleto Unique
—
✓
Cash Payment Unique
—
✓
Credit Card
✓
✓
Debit Card
✓
✓
Faster Payments Unique
✓
—
Google Pay Unique
✓
—
Mastercard
✓
✓
Oxxo Unique
—
✓
Pix Unique
—
✓
Pse Unique
—
✓
Sepa Unique
✓
—
Swift Unique
✓
—
Visa
✓
✓
Regions
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
✓
—
Latin America
✓
✓
North America
✓
✓
Oceania Unique
✓
—
Southeast Asia Unique
—
✓

Wise is best when you...

International Transfers
Need Enterprise
Not available with dLocal Go
Need Instant Payout
Not available with dLocal Go
Want coverage in Europe, Oceania
dLocal Go doesn't cover these regions
View Wise

dLocal Go is best when you...

Emerging Market SMBs
Want coverage in Africa, Southeast Asia
Wise doesn't cover these regions
View dLocal Go

Frequently Asked Questions

What is the difference between Wise and dLocal Go?
They share 5 payment methods and 3 regions. Wise adds ACH, Apple Pay, Faster Payments and 3 more that dLocal Go does not list; dLocal Go adds Boleto, Cash Payment, OXXO and 2 more that Wise does not list; Wise also covers Europe, Oceania; dLocal Go also covers Africa, Southeast Asia.
Which is cheaper, Wise or dLocal Go?
Wise has published rates from 0.4-2% (varies by currency); dLocal Go has published rates from From 0.99% (Brazil Pix) up to 7.99% per transaction depending on country and payment method; USD 1 refund fee, USD 5 chargeback fee. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Wise and dLocal Go?
Wise lists 5 regions and 11 payment methods; dLocal Go lists 5 and 10. both cover Asia, Latin America, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Wise and dLocal Go compare on integration and settlement?
both offer a sandbox; both support webhooks; Wise settles in 1–2 business days, dLocal Go in 3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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