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Wonderful

Wonderful

UK small businesses and charities that want to take one-off Pay by Bank payments online, in person or by link, paying a flat monthly fee with no percentage fees.

VS

Open Collective

Open Source & Community Funding

Open Collective
Fees from
Starter: £24 + VAT/month, 0.0% percentage fee, 300 transactions per month, 6p per additional transaction. Plus: £48 + VAT/month, 0.0%, 800 per month, 4p per additional transaction. Pro: £96 + VAT/month, 0.0%, 2,400 per month, 2p per additional transaction. vs 5-10% host fee + payment processing
Features

0 shared

1 unique to Open Collective
Regions

0 shared

2 unique to Open Collective
Pay methods

0 shared

1 unique to Wonderful · 6 unique to Open Collective
On payment methods

Open Collective supports 6 payment methods, 5 more than Wonderful. Verify directly with each provider before signing.

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1 features · 7 payment methods · 2 regions. We don't rank these — they're here for reference.
Wonderful Wonderful
Open Collective Open Collective
Quick Facts
Fees
Standard transaction rate
Starter: £24 + VAT/month, 0.0% percentage fee, 300 transactions per month, 6p per additional transaction. Plus: £48 + VAT/month, 0.0%, 800 per month, 4p per additional transaction. Pro: £96 + VAT/month, 0.0%, 2,400 per month, 2p per additional transaction.
5-10% host fee + payment processing
Settlement
Time to receive funds
Payments confirmed in real time and paid straight into your account.
Instant to 2 business days
Founded
—
2015
Headquarters
—
New York, New York
Sandbox / Test Mode
—
—
Webhook Support
—
✓
Features
Open Collective leads (1 vs 0)
Startup Friendly Unique
—
✓
Payment Methods
Open Collective leads (6 vs 1)
Ach Unique
—
✓
Bank Transfer Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Open Banking Unique
✓
—
Paypal Unique
—
✓
Sepa Unique
—
✓
Regions
Open Collective leads (2 vs 0)
Europe Unique
—
✓
North America Unique
—
✓

Wonderful is best when you...

UK small businesses and charities that want to take one-off Pay by Bank payments online, in person or by link, paying a flat monthly fee with no percentage fees.
View Wonderful

Open Collective is best when you...

Open Source & Community Funding
Need Startup Friendly
Not available with Wonderful
Want coverage in Europe, North America
Wonderful doesn't cover these regions
View Open Collective

Frequently Asked Questions

What is the difference between Wonderful and Open Collective?
They share 0 payment methods and 0 regions. Wonderful adds Open Banking that Open Collective does not list; Open Collective adds ACH, Bank Transfer, Credit Card and 3 more that Wonderful does not list; Open Collective also covers Europe, North America; only Open Collective offers Startup Friendly.
Which is cheaper, Wonderful or Open Collective?
Wonderful has published rates from Starter: £24 + VAT/month, 0.0% percentage fee, 300 transactions per month, 6p per additional transaction. Plus: £48 + VAT/month, 0.0%, 800 per month, 4p per additional transaction. Pro: £96 + VAT/month, 0.0%, 2,400 per month, 2p per additional transaction.; Open Collective has published rates from 5-10% host fee + payment processing. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Wonderful and Open Collective?
Wonderful lists 0 regions and 1 payment method; Open Collective lists 2 and 6. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Wonderful and Open Collective compare on integration and settlement?
Open Collective supports webhooks; Wonderful settles in Payments confirmed in real time and paid straight into your account., Open Collective in Instant to 2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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