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Wonderful

Wonderful

UK small businesses and charities that want to take one-off Pay by Bank payments online, in person or by link, paying a flat monthly fee with no percentage fees.

VS

Stripe

SaaS & Developers

Stripe
Fees from
Starter: £24 + VAT/month, 0.0% percentage fee, 300 transactions per month, 6p per additional transaction. Plus: £48 + VAT/month, 0.0%, 800 per month, 4p per additional transaction. Pro: £96 + VAT/month, 0.0%, 2,400 per month, 2p per additional transaction. vs 1.5%–3.15% + 1.8 SEK
Features

0 shared

6 unique to Stripe
Regions

0 shared

7 unique to Stripe
Pay methods

0 shared

1 unique to Wonderful · 20 unique to Stripe
On settlement

Wonderful settles in Payments confirmed in real time and paid straight into your account.; Stripe settles in 2–4 business days. Verify directly with each provider before signing.

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6 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
Wonderful Wonderful
Stripe Stripe
Quick Facts
Fees
Standard transaction rate
Starter: £24 + VAT/month, 0.0% percentage fee, 300 transactions per month, 6p per additional transaction. Plus: £48 + VAT/month, 0.0%, 800 per month, 4p per additional transaction. Pro: £96 + VAT/month, 0.0%, 2,400 per month, 2p per additional transaction.
1.5%–3.15% + 1.8 SEK
Settlement
Time to receive funds
Payments confirmed in real time and paid straight into your account.
2–4 business days
Founded
—
2010
Headquarters
—
South San Francisco, California
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Stripe leads (6 vs 0)
Crypto Support Unique
—
✓
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
Stripe leads (20 vs 1)
Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Contactless Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Google Pay Unique
—
✓
Jcb Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Open Banking Unique
✓
—
Paypal Unique
—
✓
Sepa Unique
—
✓
Stablecoin Unique
—
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
Stripe leads (7 vs 0)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓

Wonderful is best when you...

UK small businesses and charities that want to take one-off Pay by Bank payments online, in person or by link, paying a flat monthly fee with no percentage fees.
View Wonderful

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Wonderful
Need Enterprise
Not available with Wonderful
Want coverage in Africa, Asia, Europe, Latin America, Middle East, North America, Oceania
Wonderful doesn't cover these regions
View Stripe

Frequently Asked Questions

What is the difference between Wonderful and Stripe?
They share 0 payment methods and 0 regions. Wonderful adds Open Banking that Stripe does not list; Stripe adds ACH, Affirm, Afterpay and 17 more that Wonderful does not list; Stripe also covers Africa, Asia and 5 more; only Stripe offers Crypto Support, Enterprise and 4 more.
Which is cheaper, Wonderful or Stripe?
Wonderful has published rates from Starter: £24 + VAT/month, 0.0% percentage fee, 300 transactions per month, 6p per additional transaction. Plus: £48 + VAT/month, 0.0%, 800 per month, 4p per additional transaction. Pro: £96 + VAT/month, 0.0%, 2,400 per month, 2p per additional transaction.; Stripe has published rates from 1.5%–3.15% + 1.8 SEK. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Wonderful and Stripe?
Wonderful lists 0 regions and 1 payment method; Stripe lists 7 and 20. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Wonderful and Stripe compare on integration and settlement?
Stripe offers a sandbox, Wonderful does not list one; Stripe supports webhooks; Wonderful settles in Payments confirmed in real time and paid straight into your account., Stripe in 2–4 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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