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WooCommerce Payments

WooCommerce Payments

WordPress E-Commerce Payments

VS

Stripe

SaaS & Developers

Stripe
Fees from
2.9%–3.4% + $0.3 vs 1.5%–3.15% + 1.8 SEK
Features

2 shared

4 unique to Stripe
Regions

4 shared

3 unique to Stripe
Pay methods

8 shared

11 unique to WooCommerce Payments · 12 unique to Stripe
On licensing

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Show full specs
6 features · 31 payment methods · 7 regions. We don't rank these — they're here for reference.
WooCommerce Payments WooCommerce Payments
Stripe Stripe
Quick Facts
Fees
Standard transaction rate
2.9%–3.4% + $0.3
1.5%–3.15% + 1.8 SEK
Settlement
Time to receive funds
2–7 business days
2–4 business days
Founded
2020
2010
Headquarters
San Francisco, California
South San Francisco, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 2)
Crypto Support Unique
—
✓
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox
✓
✓
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
Stripe leads (20 vs 19)
Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay
✓
✓
Alipay Unique
✓
—
Amex Unique
—
✓
Apple Pay
✓
✓
Bancontact Unique
✓
—
Bank Transfer Unique
—
✓
Bnpl Unique
✓
—
Contactless
✓
✓
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
—
✓
Discover Unique
—
✓
Eps Unique
✓
—
Google Pay
✓
✓
Grabpay Unique
✓
—
Ideal Unique
✓
—
Interac Unique
✓
—
Jcb Unique
—
✓
Klarna
✓
✓
Mastercard Unique
—
✓
Multibanco Unique
✓
—
Paypal Unique
—
✓
Przelewy24 Unique
✓
—
Sepa
✓
✓
Sofort Unique
✓
—
Stablecoin Unique
—
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
✓
—
Regions
Stripe leads (7 vs 4)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania
✓
✓

WooCommerce Payments is best when you...

WordPress E-Commerce Payments
View WooCommerce Payments

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with WooCommerce Payments
Need Enterprise
Not available with WooCommerce Payments
Want coverage in Africa, Latin America, Middle East
WooCommerce Payments doesn't cover these regions
View Stripe

Frequently Asked Questions

What is the difference between WooCommerce Payments and Stripe?
They share 8 payment methods and 4 regions. WooCommerce Payments adds Alipay, Bancontact, Buy Now Pay Later and 8 more that Stripe does not list; Stripe adds ACH, Affirm, Amex and 9 more that WooCommerce Payments does not list; Stripe also covers Africa, Latin America and 1 more; only Stripe offers Crypto Support, Enterprise and 2 more.
Which is cheaper, WooCommerce Payments or Stripe?
WooCommerce Payments has published rates from 2.9%–3.4% + $0.3; Stripe has published rates from 1.5%–3.15% + 1.8 SEK. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use WooCommerce Payments and Stripe?
WooCommerce Payments lists 4 regions and 19 payment methods; Stripe lists 7 and 20. both cover Asia, Europe, North America and 1 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do WooCommerce Payments and Stripe compare on integration and settlement?
both offer a sandbox; both support webhooks; WooCommerce Payments settles in 2–7 business days, Stripe in 2–4 business days.

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