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WooCommerce Payments

WooCommerce Payments

WordPress E-Commerce Payments

VS

Stripe

SaaS & Developers

Stripe
Fees from
2.9% + $0.30 per transaction vs 2.9% + $0.30
Features

2 shared

4 unique to Stripe
Regions

4 shared

3 unique to Stripe
Pay methods

5 shared

3 unique to WooCommerce Payments · 15 unique to Stripe
On region

Stripe covers 7 regions; WooCommerce Payments covers 4. Verify directly with each provider before signing.

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6 features · 23 payment methods · 7 regions. We don't rank these — they're here for reference.
WooCommerce Payments WooCommerce Payments
Stripe Stripe
Quick Facts
Fees
Standard transaction rate
2.9% + $0.30 per transaction
2.9% + $0.30
Settlement
Time to receive funds
2–7 business days
2–4 business days
Founded
2020
2010
Headquarters
San Francisco, California
South San Francisco, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 2)
Crypto Support Unique
—
✓
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox
✓
✓
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
Stripe leads (20 vs 8)
Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bancontact Unique
✓
—
Bank Transfer Unique
—
✓
Contactless Unique
—
✓
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
—
✓
Discover Unique
—
✓
Google Pay
✓
✓
Ideal Unique
✓
—
Jcb Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Paypal Unique
—
✓
Sepa
✓
✓
Sofort Unique
✓
—
Stablecoin Unique
—
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
Stripe leads (7 vs 4)
Africa Unique
—
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America
✓
✓
Oceania
✓
✓

WooCommerce Payments is best when you...

WordPress E-Commerce Payments
View WooCommerce Payments

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with WooCommerce Payments
Need Enterprise
Not available with WooCommerce Payments
Want coverage in Africa, Latin America, Middle East
WooCommerce Payments doesn't cover these regions
View Stripe

Frequently Asked Questions

What is the difference between WooCommerce Payments and Stripe?
WooCommerce Payments is best for WordPress E-Commerce Payments, while Stripe is best for SaaS & Developers. WooCommerce Payments charges 2.9% + $0.30 per transaction and Stripe charges 2.9% + $0.30. They differ in supported features, regions, and payment methods.
Which is cheaper, WooCommerce Payments or Stripe?
WooCommerce Payments charges 2.9% + $0.30 per transaction while Stripe charges 2.9% + $0.30. However, the best value depends on your transaction volume, business type, and required features.
Can I use both WooCommerce Payments and Stripe together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. WooCommerce Payments and Stripe can complement each other.
How do WooCommerce Payments and Stripe differ in their focus?
WooCommerce Payments is focused on WordPress E-Commerce Payments, while Stripe focuses on SaaS & Developers. They serve different market segments with different strengths.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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