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Worldpay

Worldpay

Global Enterprise

VS

Stripe

SaaS & Developers

Stripe
Fees from
2.75% + £0.045 vs 1.5%–3.15% + 1.8 SEK
Features

3 shared

3 unique to Stripe
Regions

7 shared

Pay methods

14 shared

8 unique to Worldpay · 6 unique to Stripe

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6 features · 28 payment methods · 7 regions. We don't rank these — they're here for reference.
Worldpay Worldpay
Stripe Stripe
Quick Facts
Fees
Standard transaction rate
2.75% + £0.045
1.5%–3.15% + 1.8 SEK
Settlement
Time to receive funds
Next business day
2–4 business days
Founded
1989
2010
Headquarters
Cincinnati, Ohio
South San Francisco, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 3)
Crypto Support Unique
—
✓
Enterprise
✓
✓
Instant Payout
✓
✓
Instant Sandbox Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly Unique
—
✓
Payment Methods
Worldpay leads (22 vs 20)
Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Alipay Unique
✓
—
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Bnpl Unique
✓
—
Contactless Unique
—
✓
Credit Card
✓
✓
Debit Card
✓
✓
Diners
✓
✓
Discover
✓
✓
Giropay Unique
✓
—
Google Pay
✓
✓
Ideal Unique
✓
—
Jcb
✓
✓
Klarna
✓
✓
Maestro Unique
✓
—
Mastercard
✓
✓
Paypal
✓
✓
Sepa Unique
—
✓
Sepa Direct Debit Unique
✓
—
Sofort Unique
✓
—
Stablecoin Unique
—
✓
Unionpay
✓
✓
Visa
✓
✓
Wechat Pay Unique
✓
—
Regions
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East
✓
✓
North America
✓
✓
Oceania
✓
✓

Worldpay is best when you...

Global Enterprise
View Worldpay

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Worldpay
Need Instant Sandbox
Not available with Worldpay
View Stripe

Frequently Asked Questions

What is the difference between Worldpay and Stripe?
They share 14 payment methods and 7 regions. Worldpay adds Alipay, Buy Now Pay Later, Giropay and 5 more that Stripe does not list; Stripe adds ACH, Affirm, Afterpay and 3 more that Worldpay does not list; only Stripe offers Crypto Support, Instant Sandbox and 1 more.
Which is cheaper, Worldpay or Stripe?
Worldpay has published rates from 2.75% + £0.045; Stripe has published rates from 1.5%–3.15% + 1.8 SEK. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Worldpay and Stripe?
Worldpay lists 7 regions and 22 payment methods; Stripe lists 7 and 20. both cover Africa, Asia, Europe and 4 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Worldpay and Stripe compare on integration and settlement?
both offer a sandbox; both support webhooks; Worldpay settles in Next business day, Stripe in 2–4 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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