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Worldpay

Worldpay

Global Enterprise

VS

Stripe

SaaS & Developers

Stripe
Fees from
0.75-2.75% + monthly fees vs 2.9% + $0.30
Features

3 shared

3 unique to Stripe
Regions

7 shared

Pay methods

11 shared

7 unique to Worldpay · 9 unique to Stripe
On licensing

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Show full specs
6 features · 27 payment methods · 7 regions. We don't rank these — they're here for reference.
Worldpay Worldpay
Stripe Stripe
Quick Facts
Fees
Standard transaction rate
0.75-2.75% + monthly fees
2.9% + $0.30
Settlement
Time to receive funds
2–3 business days
2–4 business days
Founded
1989
2010
Headquarters
Cincinnati, Ohio
South San Francisco, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 3)
Crypto Support Unique
—
✓
Enterprise
✓
✓
Instant Payout
✓
✓
Instant Sandbox Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly Unique
—
✓
Payment Methods
Stripe leads (20 vs 18)
Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Alipay Unique
✓
—
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Contactless Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Diners
✓
✓
Discover
✓
✓
Giropay Unique
✓
—
Google Pay
✓
✓
Ideal Unique
✓
—
Jcb
✓
✓
Klarna
✓
✓
Maestro Unique
✓
—
Mastercard
✓
✓
Paypal
✓
✓
Sepa Unique
—
✓
Sepa Direct Debit Unique
✓
—
Sofort Unique
✓
—
Stablecoin Unique
—
✓
Unionpay
✓
✓
Visa
✓
✓
Wechat Pay Unique
✓
—
Regions
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East
✓
✓
North America
✓
✓
Oceania
✓
✓

Worldpay is best when you...

Global Enterprise
View Worldpay

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Worldpay
Need Instant Sandbox
Not available with Worldpay
View Stripe

Frequently Asked Questions

What is the difference between Worldpay and Stripe?
Worldpay is best for Global Enterprise, while Stripe is best for SaaS & Developers. Worldpay charges 0.75-2.75% + monthly fees and Stripe charges 2.9% + $0.30. They differ in supported features, regions, and payment methods.
Which is cheaper, Worldpay or Stripe?
Worldpay charges 0.75-2.75% + monthly fees while Stripe charges 2.9% + $0.30. However, the best value depends on your transaction volume, business type, and required features.
Can I use both Worldpay and Stripe together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Worldpay and Stripe can complement each other.
How do Worldpay and Stripe differ in their focus?
Worldpay is focused on Global Enterprise, while Stripe focuses on SaaS & Developers. They serve different market segments with different strengths.

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