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Xfers

Xfers

Singapore fintech

VS

Ozow

South African EFT

Ozow
Fees from
2.9% + $0.50 vs 1.5% or R1 minimum
Features

0 shared

2 unique to Xfers · 2 unique to Ozow
Regions

0 shared

1 unique to Xfers · 1 unique to Ozow
Pay methods

1 shared

4 unique to Xfers · 4 unique to Ozow
On licensing

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Show full specs
4 features · 9 payment methods · 2 regions. We don't rank these — they're here for reference.
Xfers Xfers
Ozow Ozow
Quick Facts
Fees
Standard transaction rate
2.9% + $0.50
1.5% or R1 minimum
Settlement
Time to receive funds
1–2 business days
Same day
Founded
2015
2014
Headquarters
Singapore
Cape Town, South Africa
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Crypto Support Unique
✓
—
Instant Payout Unique
—
✓
Low Fees Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Bank Transfer
✓
✓
Credit Card Unique
✓
—
Digital Wallet Unique
✓
—
Eft Unique
—
✓
Grabpay Unique
✓
—
Open Banking Unique
—
✓
Payment Link Unique
—
✓
Paynow Unique
✓
—
Qr Code Unique
—
✓
Regions
Africa Unique
—
✓
Asia Unique
✓
—

Xfers is best when you...

Singapore fintech
Need Crypto Support
Not available with Ozow
Need Startup Friendly
Not available with Ozow
Want coverage in Asia
Ozow doesn't cover this region
View Xfers

Ozow is best when you...

South African EFT
Need Instant Payout
Not available with Xfers
Need Low Fees
Not available with Xfers
Want coverage in Africa
Xfers doesn't cover this region
View Ozow

Frequently Asked Questions

What is the difference between Xfers and Ozow?
They share 1 payment method and 0 regions. Xfers adds Credit Card, Digital Wallet, GrabPay and 1 more that Ozow does not list; Ozow adds EFT, Open Banking, Payment Link and 1 more that Xfers does not list; Xfers also covers Asia; Ozow also covers Africa.
Which is cheaper, Xfers or Ozow?
Xfers has published rates from 2.9% + $0.50; Ozow has published rates from 1.5% or R1 minimum. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Xfers and Ozow?
Xfers lists 1 region and 5 payment methods; Ozow lists 1 and 5. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Xfers and Ozow compare on integration and settlement?
both offer a sandbox; both support webhooks; Xfers settles in 1–2 business days, Ozow in Same day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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