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Xoala

Xoala

Cross-border businesses, including those in higher-risk sectors such as iGaming, prop trading and brokerages, that need multi-currency business accounts, cards and payment acceptance from one provider.

VS

Bakkt

Digital Asset & Loyalty Payments

Bakkt
Fees from
— vs Per-transaction
Features

0 shared

2 unique to Bakkt
Regions

0 shared

1 unique to Bakkt
Pay methods

1 shared

10 unique to Xoala · 3 unique to Bakkt

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Show full specs
2 features · 14 payment methods · 1 regions. We don't rank these — they're here for reference.
Xoala Xoala
Bakkt Bakkt
Quick Facts
Fees
Standard transaction rate
—
Per-transaction
Settlement
Time to receive funds
—
Varies by transaction type
Founded
—
2018
Headquarters
—
New York, New York
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Bakkt leads (2 vs 0)
Crypto Support Unique
—
✓
Enterprise Unique
—
✓
Payment Methods
Xoala leads (11 vs 4)
Ach
✓
✓
Bitcoin Unique
—
✓
Crypto Unique
✓
—
Digital Wallet Unique
✓
—
Faster Payments Unique
✓
—
Ideal Unique
✓
—
Mb Way Unique
✓
—
Multibanco Unique
✓
—
Mybank Unique
✓
—
Pix Unique
✓
—
Sepa Unique
✓
—
Usdc Unique
—
✓
Usdt Unique
—
✓
Voucher Unique
✓
—
Regions
Bakkt leads (1 vs 0)
North America Unique
—
✓

Xoala is best when you...

Cross-border businesses, including those in higher-risk sectors such as iGaming, prop trading and brokerages, that need multi-currency business accounts, cards and payment acceptance from one provider.
View Xoala

Bakkt is best when you...

Digital Asset & Loyalty Payments
Need Crypto Support
Not available with Xoala
Need Enterprise
Not available with Xoala
Want coverage in North America
Xoala doesn't cover this region
View Bakkt

Frequently Asked Questions

What is the difference between Xoala and Bakkt?
They share 1 payment method and 0 regions. Xoala adds Crypto, Digital Wallet, Faster Payments and 7 more that Bakkt does not list; Bakkt adds Bitcoin, USDC, USDT that Xoala does not list; Bakkt also covers North America; only Bakkt offers Crypto Support, Enterprise.
Which is cheaper, Xoala or Bakkt?
Xoala has no published rate; Bakkt has published rates from Per-transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Xoala and Bakkt?
Xoala lists 0 regions and 11 payment methods; Bakkt lists 1 and 4. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Xoala and Bakkt compare on integration and settlement?
Bakkt offers a sandbox, Xoala does not list one; Bakkt supports webhooks; Bakkt publishes a settlement time of Varies by transaction type.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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