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Xoala

Xoala

Cross-border businesses, including those in higher-risk sectors such as iGaming, prop trading and brokerages, that need multi-currency business accounts, cards and payment acceptance from one provider.

VS

FIS

Enterprise banking and capital markets technology

FIS
Fees from
— vs Custom
Features

0 shared

1 unique to FIS
Regions

0 shared

6 unique to FIS
Pay methods

1 shared

10 unique to Xoala · 13 unique to FIS
On fees

Not enough published data on fees for a fair verdict — open the full specs below for reference.

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Show full specs
1 features · 24 payment methods · 6 regions. We don't rank these — they're here for reference.
Xoala Xoala
FIS FIS
Quick Facts
Fees
Standard transaction rate
—
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
—
1968
Headquarters
—
Jacksonville, Florida, United States
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
FIS leads (1 vs 0)
Enterprise Unique
—
✓
Payment Methods
FIS leads (14 vs 11)
Ach
✓
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Contactless Unique
—
✓
Credit Card Unique
—
✓
Crypto Unique
✓
—
Debit Card Unique
—
✓
Digital Wallet Unique
✓
—
Diners Unique
—
✓
Discover Unique
—
✓
Faster Payments Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
✓
—
Jcb Unique
—
✓
Mastercard Unique
—
✓
Mb Way Unique
✓
—
Multibanco Unique
✓
—
Mybank Unique
✓
—
Pix Unique
✓
—
Sepa Unique
✓
—
Virtual Card Unique
—
✓
Visa Unique
—
✓
Voucher Unique
✓
—
Regions
FIS leads (6 vs 0)
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Xoala is best when you...

Cross-border businesses, including those in higher-risk sectors such as iGaming, prop trading and brokerages, that need multi-currency business accounts, cards and payment acceptance from one provider.
View Xoala

FIS is best when you...

Enterprise banking and capital markets technology
Need Enterprise
Not available with Xoala
Want coverage in Asia, Europe, Latin America, North America, Oceania, Southeast Asia
Xoala doesn't cover these regions
View FIS

Frequently Asked Questions

What is the difference between Xoala and FIS?
They share 1 payment method and 0 regions. Xoala adds Crypto, Digital Wallet, Faster Payments and 7 more that FIS does not list; FIS adds Amex, Apple Pay, Bank Transfer and 10 more that Xoala does not list; FIS also covers Asia, Europe and 4 more; only FIS offers Enterprise.
Which is cheaper, Xoala or FIS?
Xoala has no published rate; FIS has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Xoala and FIS?
Xoala lists 0 regions and 11 payment methods; FIS lists 6 and 14. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Xoala and FIS compare on integration and settlement?
FIS offers a sandbox, Xoala does not list one; FIS supports webhooks; FIS publishes a settlement time of 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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