Xoldy

Xoldy

Italian B2B operators in automotive (vehicle registration agencies, driving schools, inspection centres), insurance intermediaries and complex multi-party networks that need pagoPA collection, POS acquiring and automated reconciliation and split of funds.

VS

BENKER

Banks, platforms and established businesses that want EUR business IBAN accounts, card/wallet/Open Banking acceptance, or a white-label banking product built on BENKER's infrastructure.

BENKER
Fees from
Custom vs Business accounts: Lite €10/mo (SEPA in €0.10, out €0.30); Plus €50/mo (in €0.20, out €0.50); Max €150/mo (min 0.15% per transfer or custom); internal transfers free. Card acquiring rates not published
Features

0 shared

Regions

0 shared

Pay methods

4 shared

6 unique to Xoldy · 5 unique to BENKER
On fees

Xoldy uses custom pricing, quoted on engagement. BENKER publishes Business accounts: Lite €10/mo (SEPA in €0.10, out €0.30); Plus €50/mo (in €0.20, out €0.50); Max €150/mo (min 0.15% per transfer or custom); internal transfers free. Card acquiring rates not published from. Verify directly with each provider before signing.

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Show full specs
0 features · 15 payment methods · 0 regions. We don't rank these — they're here for reference.
Xoldy Xoldy
BENKER BENKER
Quick Facts
Fees
Standard transaction rate
Custom
Business accounts: Lite €10/mo (SEPA in €0.10, out €0.30); Plus €50/mo (in €0.20, out €0.50); Max €150/mo (min 0.15% per transfer or custom); internal transfers free. Card acquiring rates not published
Settlement
Time to receive funds
—
—
Founded
—
—
Headquarters
—
—
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
Payment Methods
Xoldy leads (10 vs 9)
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Bill Payment Unique
✓
—
Debit Card Unique
✓
—
Google Pay Unique
—
✓
Maestro Unique
✓
—
Mastercard
✓
✓
Open Banking Unique
—
✓
Pagobancomat Unique
✓
—
Payment Link Unique
✓
—
Sepa
✓
✓
Sepa Direct Debit Unique
✓
—
Sepa Instant
✓
✓
Virtual Account Unique
—
✓
Visa
✓
✓
Regions

Xoldy is best when you...

Italian B2B operators in automotive (vehicle registration agencies, driving schools, inspection centres), insurance intermediaries and complex multi-party networks that need pagoPA collection, POS acquiring and automated reconciliation and split of funds.
View Xoldy

BENKER is best when you...

Banks, platforms and established businesses that want EUR business IBAN accounts, card/wallet/Open Banking acceptance, or a white-label banking product built on BENKER's infrastructure.
View BENKER

Frequently Asked Questions

What is the difference between Xoldy and BENKER?
They share 4 payment methods and 0 regions. Xoldy adds Bill Payment, Debit Card, Maestro and 3 more that BENKER does not list; BENKER adds Apple Pay, Bank Transfer, Google Pay and 2 more that Xoldy does not list.
Which is cheaper, Xoldy or BENKER?
Xoldy has custom pricing quoted on engagement; BENKER has published rates from Business accounts: Lite €10/mo (SEPA in €0.10, out €0.30); Plus €50/mo (in €0.20, out €0.50); Max €150/mo (min 0.15% per transfer or custom); internal transfers free. Card acquiring rates not published. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Xoldy and BENKER?
Xoldy lists 0 regions and 10 payment methods; BENKER lists 0 and 9. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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