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Xoldy

Xoldy

Italian B2B operators in automotive (vehicle registration agencies, driving schools, inspection centres), insurance intermediaries and complex multi-party networks that need pagoPA collection, POS acquiring and automated reconciliation and split of funds.

VS

DIBS

Nordic e-commerce

DIBS
Fees from
Custom vs 1.45% + €0.35
Features

0 shared

1 unique to DIBS
Regions

0 shared

1 unique to DIBS
Pay methods

3 shared

7 unique to Xoldy · 7 unique to DIBS
On licensing

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Show full specs
1 features · 17 payment methods · 1 regions. We don't rank these — they're here for reference.
Xoldy Xoldy
DIBS DIBS
Quick Facts
Fees
Standard transaction rate
Custom
1.45% + €0.35
Settlement
Time to receive funds
—
2–3 business days
Founded
—
1998
Headquarters
—
Stockholm, Sweden
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
DIBS leads (1 vs 0)
Enterprise Unique
—
✓
Payment Methods
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bill Payment Unique
✓
—
Dankort Unique
—
✓
Debit Card Unique
✓
—
Google Pay Unique
—
✓
Maestro
✓
✓
Mastercard
✓
✓
Mobilepay Unique
—
✓
Pagobancomat Unique
✓
—
Payment Link Unique
✓
—
Sepa Unique
✓
—
Sepa Direct Debit Unique
✓
—
Sepa Instant Unique
✓
—
Swish Unique
—
✓
Vipps Unique
—
✓
Visa
✓
✓
Regions
DIBS leads (1 vs 0)
Europe Unique
—
✓

Xoldy is best when you...

Italian B2B operators in automotive (vehicle registration agencies, driving schools, inspection centres), insurance intermediaries and complex multi-party networks that need pagoPA collection, POS acquiring and automated reconciliation and split of funds.
View Xoldy

DIBS is best when you...

Nordic e-commerce
Need Enterprise
Not available with Xoldy
Want coverage in Europe
Xoldy doesn't cover this region
View DIBS

Frequently Asked Questions

What is the difference between Xoldy and DIBS?
They share 3 payment methods and 0 regions. Xoldy adds Bill Payment, Debit Card, PagoBANCOMAT and 4 more that DIBS does not list; DIBS adds Amex, Apple Pay, Dankort and 4 more that Xoldy does not list; DIBS also covers Europe; only DIBS offers Enterprise.
Which is cheaper, Xoldy or DIBS?
Xoldy has custom pricing quoted on engagement; DIBS has published rates from 1.45% + €0.35. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Xoldy and DIBS?
Xoldy lists 0 regions and 10 payment methods; DIBS lists 1 and 10. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Xoldy and DIBS compare on integration and settlement?
DIBS offers a sandbox, Xoldy does not list one; DIBS supports webhooks; DIBS publishes a settlement time of 2–3 business days.

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