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Xoldy

Xoldy

Italian B2B operators in automotive (vehicle registration agencies, driving schools, inspection centres), insurance intermediaries and complex multi-party networks that need pagoPA collection, POS acquiring and automated reconciliation and split of funds.

VS

Digiteal

Businesses, institutions and software providers that want to collect payments through invoices (QR codes), email payment buttons, e-commerce plugins, apps or in-store QR codes, with optional Peppol e-invoicing and open banking.

Digiteal
Fees from
Custom vs Payment: Setup fee for Integrator account: €365* excl. VAT (*One-time integration fee, regardless of the product). Pay-as-you-go pricing: only for successful payments. No subscription: you receive a standard supplier invoice (gross amounts are transferred; no commission deducted at source). Maximum fee per payment method: Bancontact (Belgium) 0,29 €; Visa Consumer (Europe) 0,22 € + 1,2 %; Visa Business or non EU (World) 0,22 € + 2,5 %; Mastercard Consumer (Europe) 0,22 € + 1,2 %; Mastercard Business or non EU (World) 0,22 € + 2,5 %; Apple Pay / Google Pay: depending on card; Sepa Direct Debit (SDD) (Europe) 0,20 €; Account to Account (PIS) (Europe) 0,25 €. Peppol: Annual package: €295 excl. VAT (up to 2,400 documents/year). Open Banking: Access to bank transactions: max. €0.30 / connected bank account; Account-to-Account payments: max. €0.20 / transaction. Verification of Payee: Pay-as-you-go pricing: max. €0.50 / verification.
Features

0 shared

Regions

0 shared

Pay methods

5 shared

5 unique to Xoldy · 6 unique to Digiteal
On region

Not enough published data on regional coverage for a fair verdict — open the full specs below for reference.

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Show full specs
0 features · 16 payment methods · 0 regions. We don't rank these — they're here for reference.
Xoldy Xoldy
Digiteal Digiteal
Quick Facts
Fees
Standard transaction rate
Custom
Payment: Setup fee for Integrator account: €365* excl. VAT (*One-time integration fee, regardless of the product). Pay-as-you-go pricing: only for successful payments. No subscription: you receive a standard supplier invoice (gross amounts are transferred; no commission deducted at source). Maximum fee per payment method: Bancontact (Belgium) 0,29 €; Visa Consumer (Europe) 0,22 € + 1,2 %; Visa Business or non EU (World) 0,22 € + 2,5 %; Mastercard Consumer (Europe) 0,22 € + 1,2 %; Mastercard Business or non EU (World) 0,22 € + 2,5 %; Apple Pay / Google Pay: depending on card; Sepa Direct Debit (SDD) (Europe) 0,20 €; Account to Account (PIS) (Europe) 0,25 €. Peppol: Annual package: €295 excl. VAT (up to 2,400 documents/year). Open Banking: Access to bank transactions: max. €0.30 / connected bank account; Account-to-Account payments: max. €0.20 / transaction. Verification of Payee: Pay-as-you-go pricing: max. €0.50 / verification.
Settlement
Time to receive funds
—
—
Founded
—
—
Headquarters
—
—
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
Payment Methods
Digiteal leads (11 vs 10)
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Bill Payment Unique
✓
—
Debit Card Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Maestro
✓
✓
Mastercard
✓
✓
Open Banking Unique
—
✓
Pagobancomat Unique
✓
—
Payconiq Unique
—
✓
Payment Link Unique
✓
—
Sepa
✓
✓
Sepa Direct Debit
✓
✓
Sepa Instant Unique
✓
—
Visa
✓
✓
Regions

Xoldy is best when you...

Italian B2B operators in automotive (vehicle registration agencies, driving schools, inspection centres), insurance intermediaries and complex multi-party networks that need pagoPA collection, POS acquiring and automated reconciliation and split of funds.
View Xoldy

Digiteal is best when you...

Businesses, institutions and software providers that want to collect payments through invoices (QR codes), email payment buttons, e-commerce plugins, apps or in-store QR codes, with optional Peppol e-invoicing and open banking.
View Digiteal

Frequently Asked Questions

What is the difference between Xoldy and Digiteal?
They share 5 payment methods and 0 regions. Xoldy adds Bill Payment, Debit Card, PagoBANCOMAT and 2 more that Digiteal does not list; Digiteal adds Apple Pay, Bancontact, Google Pay and 3 more that Xoldy does not list.
Which is cheaper, Xoldy or Digiteal?
Xoldy has custom pricing quoted on engagement; Digiteal has published rates from Payment: Setup fee for Integrator account: €365* excl. VAT (*One-time integration fee, regardless of the product). Pay-as-you-go pricing: only for successful payments. No subscription: you receive a standard supplier invoice (gross amounts are transferred; no commission deducted at source). Maximum fee per payment method: Bancontact (Belgium) 0,29 €; Visa Consumer (Europe) 0,22 € + 1,2 %; Visa Business or non EU (World) 0,22 € + 2,5 %; Mastercard Consumer (Europe) 0,22 € + 1,2 %; Mastercard Business or non EU (World) 0,22 € + 2,5 %; Apple Pay / Google Pay: depending on card; Sepa Direct Debit (SDD) (Europe) 0,20 €; Account to Account (PIS) (Europe) 0,25 €. Peppol: Annual package: €295 excl. VAT (up to 2,400 documents/year). Open Banking: Access to bank transactions: max. €0.30 / connected bank account; Account-to-Account payments: max. €0.20 / transaction. Verification of Payee: Pay-as-you-go pricing: max. €0.50 / verification.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Xoldy and Digiteal?
Xoldy lists 0 regions and 10 payment methods; Digiteal lists 0 and 11. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.

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