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Xoldy

Xoldy

Italian B2B operators in automotive (vehicle registration agencies, driving schools, inspection centres), insurance intermediaries and complex multi-party networks that need pagoPA collection, POS acquiring and automated reconciliation and split of funds.

VS

Swedbank Pay

Nordic payments

Swedbank Pay
Fees from
Custom vs Custom
Features

0 shared

1 unique to Swedbank Pay
Regions

0 shared

1 unique to Swedbank Pay
Pay methods

0 shared

10 unique to Xoldy · 2 unique to Swedbank Pay
On fees

Xoldy uses custom pricing, quoted on engagement. Swedbank Pay uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
1 features · 12 payment methods · 1 regions. We don't rank these — they're here for reference.
Xoldy Xoldy
Swedbank Pay Swedbank Pay
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
2–3 business days
Founded
—
1972
Headquarters
—
Stockholm, Sweden
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Swedbank Pay leads (1 vs 0)
Enterprise Unique
—
✓
Payment Methods
Xoldy leads (10 vs 2)
Bank Transfer Unique
—
✓
Bill Payment Unique
✓
—
Debit Card Unique
✓
—
Invoice Unique
—
✓
Maestro Unique
✓
—
Mastercard Unique
✓
—
Pagobancomat Unique
✓
—
Payment Link Unique
✓
—
Sepa Unique
✓
—
Sepa Direct Debit Unique
✓
—
Sepa Instant Unique
✓
—
Visa Unique
✓
—
Regions
Swedbank Pay leads (1 vs 0)
Europe Unique
—
✓

Xoldy is best when you...

Italian B2B operators in automotive (vehicle registration agencies, driving schools, inspection centres), insurance intermediaries and complex multi-party networks that need pagoPA collection, POS acquiring and automated reconciliation and split of funds.
View Xoldy

Swedbank Pay is best when you...

Nordic payments
Need Enterprise
Not available with Xoldy
Want coverage in Europe
Xoldy doesn't cover this region
View Swedbank Pay

Frequently Asked Questions

What is the difference between Xoldy and Swedbank Pay?
They share 0 payment methods and 0 regions. Xoldy adds Bill Payment, Debit Card, Maestro and 7 more that Swedbank Pay does not list; Swedbank Pay adds Bank Transfer, Invoice that Xoldy does not list; Swedbank Pay also covers Europe; only Swedbank Pay offers Enterprise.
Which is cheaper, Xoldy or Swedbank Pay?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Xoldy and Swedbank Pay?
Xoldy lists 0 regions and 10 payment methods; Swedbank Pay lists 1 and 2. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Xoldy and Swedbank Pay compare on integration and settlement?
Swedbank Pay offers a sandbox, Xoldy does not list one; Swedbank Pay supports webhooks; Swedbank Pay publishes a settlement time of 2–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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