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Xoldy

Xoldy

Italian B2B operators in automotive (vehicle registration agencies, driving schools, inspection centres), insurance intermediaries and complex multi-party networks that need pagoPA collection, POS acquiring and automated reconciliation and split of funds.

VS

TeamApt (Moniepoint)

Nigerian Business Banking

TeamApt (Moniepoint)
Fees from
Custom vs Transaction-based fees
Features

0 shared

2 unique to TeamApt (Moniepoint)
Regions

0 shared

1 unique to TeamApt (Moniepoint)
Pay methods

2 shared

8 unique to Xoldy · 4 unique to TeamApt (Moniepoint)

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Show full specs
2 features · 14 payment methods · 1 regions. We don't rank these — they're here for reference.
Xoldy Xoldy
TeamApt (Moniepoint) TeamApt (Moniepoint)
Quick Facts
Fees
Standard transaction rate
Custom
Transaction-based fees
Settlement
Time to receive funds
—
Instant
Founded
—
2015
Headquarters
—
Lagos, Nigeria
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
TeamApt (Moniepoint) leads (2 vs 0)
Instant Payout Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
Xoldy leads (10 vs 6)
Bank Transfer Unique
—
✓
Bill Payment
✓
✓
Credit Card Unique
—
✓
Debit Card
✓
✓
Maestro Unique
✓
—
Mastercard Unique
✓
—
Mobile Wallet Unique
—
✓
Pagobancomat Unique
✓
—
Payment Link Unique
✓
—
Pos Unique
—
✓
Sepa Unique
✓
—
Sepa Direct Debit Unique
✓
—
Sepa Instant Unique
✓
—
Visa Unique
✓
—
Regions
TeamApt (Moniepoint) leads (1 vs 0)
Africa Unique
—
✓

Xoldy is best when you...

Italian B2B operators in automotive (vehicle registration agencies, driving schools, inspection centres), insurance intermediaries and complex multi-party networks that need pagoPA collection, POS acquiring and automated reconciliation and split of funds.
View Xoldy

TeamApt (Moniepoint) is best when you...

Nigerian Business Banking
Need Instant Payout
Not available with Xoldy
Need Startup Friendly
Not available with Xoldy
Want coverage in Africa
Xoldy doesn't cover this region
View TeamApt (Moniepoint)

Frequently Asked Questions

What is the difference between Xoldy and TeamApt (Moniepoint)?
They share 2 payment methods and 0 regions. Xoldy adds Maestro, Mastercard, PagoBANCOMAT and 5 more that TeamApt (Moniepoint) does not list; TeamApt (Moniepoint) adds Bank Transfer, Credit Card, Mobile Wallet and 1 more that Xoldy does not list; TeamApt (Moniepoint) also covers Africa; only TeamApt (Moniepoint) offers Instant Payout, Startup Friendly.
Which is cheaper, Xoldy or TeamApt (Moniepoint)?
Xoldy has custom pricing quoted on engagement; TeamApt (Moniepoint) has published rates from Transaction-based fees. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Xoldy and TeamApt (Moniepoint)?
Xoldy lists 0 regions and 10 payment methods; TeamApt (Moniepoint) lists 1 and 6. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Xoldy and TeamApt (Moniepoint) compare on integration and settlement?
TeamApt (Moniepoint) offers a sandbox, Xoldy does not list one; TeamApt (Moniepoint) supports webhooks; TeamApt (Moniepoint) publishes a settlement time of Instant.

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