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xpate

xpate

Fintechs, platforms, and online merchants, including iGaming, forex, and crypto businesses, that want card acquiring, multi-currency IBAN accounts, and payouts from one provider.

VS

HedgeFlows

UK-based international SMEs and mid-market businesses that make and receive cross-border payments and need to manage FX exposure, with their accounting software kept in sync.

HedgeFlows
Fees from
— vs Starter £99/mo or £950/yr; Scaler £499/mo or £4,800/yr; Enterprise Custom. FX margin from 0.25%; local payments free (100/mo); SWIFT payments low fixed fee; onboarding free.
Features

0 shared

Regions

0 shared

Pay methods

1 shared

4 unique to xpate · 2 unique to HedgeFlows
On payment methods

xpate supports 5 payment methods, 2 more than HedgeFlows. Verify directly with each provider before signing.

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Show full specs
0 features · 7 payment methods · 0 regions. We don't rank these — they're here for reference.
xpate xpate
HedgeFlows HedgeFlows
Quick Facts
Fees
Standard transaction rate
—
Starter £99/mo or £950/yr; Scaler £499/mo or £4,800/yr; Enterprise Custom. FX margin from 0.25%; local payments free (100/mo); SWIFT payments low fixed fee; onboarding free.
Settlement
Time to receive funds
—
—
Founded
—
—
Headquarters
—
—
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
Payment Methods
xpate leads (5 vs 3)
Bank Transfer
✓
✓
Mastercard Unique
✓
—
Payment Link Unique
✓
—
Sepa Unique
✓
—
Swift Unique
—
✓
Virtual Account Unique
—
✓
Visa Unique
✓
—
Regions

xpate is best when you...

Fintechs, platforms, and online merchants, including iGaming, forex, and crypto businesses, that want card acquiring, multi-currency IBAN accounts, and payouts from one provider.
View xpate

HedgeFlows is best when you...

UK-based international SMEs and mid-market businesses that make and receive cross-border payments and need to manage FX exposure, with their accounting software kept in sync.
View HedgeFlows

Frequently Asked Questions

What is the difference between xpate and HedgeFlows?
They share 1 payment method and 0 regions. xpate adds Mastercard, Payment Link, SEPA and 1 more that HedgeFlows does not list; HedgeFlows adds SWIFT, Virtual Account that xpate does not list.
Which is cheaper, xpate or HedgeFlows?
xpate has no published rate; HedgeFlows has published rates from Starter £99/mo or £950/yr; Scaler £499/mo or £4,800/yr; Enterprise Custom. FX margin from 0.25%; local payments free (100/mo); SWIFT payments low fixed fee; onboarding free.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use xpate and HedgeFlows?
xpate lists 0 regions and 5 payment methods; HedgeFlows lists 0 and 3. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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