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Xsolla

Xsolla

Game Monetization

VS

DirectPayEU

European e-commerce merchants accepting IBAN bank payments as a card alternative

DirectPayEU
Fees from
Custom vs 0.8-1.5% for bank transfers
Features

0 shared

5 unique to Xsolla
Regions

1 shared

7 unique to Xsolla
Pay methods

1 shared

16 unique to Xsolla · 3 unique to DirectPayEU

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5 features · 20 payment methods · 8 regions. We don't rank these — they're here for reference.
Xsolla Xsolla
DirectPayEU DirectPayEU
Quick Facts
Fees
Standard transaction rate
Custom
0.8-1.5% for bank transfers
Settlement
Time to receive funds
30 business days
1–3 business days
Founded
2005
2008
Headquarters
Los Angeles, California
Kerrville, Texas, United States
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Xsolla leads (5 vs 0)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
High Risk Accepted Unique
✓
—
Recurring Payments Unique
✓
—
Virtual Items Unique
✓
—
Payment Methods
Xsolla leads (17 vs 4)
Alipay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bancontact Unique
—
✓
Bank Transfer
✓
✓
Carrier Billing Unique
✓
—
Credit Card Unique
✓
—
Crypto Unique
✓
—
Debit Card Unique
✓
—
Discover Unique
✓
—
Gift Card Unique
✓
—
Google Pay Unique
✓
—
Ideal Unique
—
✓
Mastercard Unique
✓
—
Mobile Money Unique
✓
—
Mobile Payment Unique
✓
—
Paypal Unique
✓
—
Sepa Unique
—
✓
Visa Unique
✓
—
Wechat Pay Unique
✓
—
Regions
Xsolla leads (8 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—
Southeast Asia Unique
✓
—

Xsolla is best when you...

Game Monetization
Need Crypto Support
Not available with DirectPayEU
Need Enterprise
Not available with DirectPayEU
Want coverage in Africa, Asia, Latin America, Middle East, North America, Oceania, Southeast Asia
DirectPayEU doesn't cover these regions
View Xsolla

DirectPayEU is best when you...

European e-commerce merchants accepting IBAN bank payments as a card alternative
View DirectPayEU

Frequently Asked Questions

What is the difference between Xsolla and DirectPayEU?
They share 1 payment method and 1 region. Xsolla adds Alipay, Amex, Apple Pay and 13 more that DirectPayEU does not list; DirectPayEU adds Bancontact, iDEAL, SEPA that Xsolla does not list; Xsolla also covers Africa, Asia and 5 more; only Xsolla offers Crypto Support, Enterprise and 3 more.
Which is cheaper, Xsolla or DirectPayEU?
Xsolla has custom pricing quoted on engagement; DirectPayEU has published rates from 0.8-1.5% for bank transfers. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Xsolla and DirectPayEU?
Xsolla lists 8 regions and 17 payment methods; DirectPayEU lists 1 and 4. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Xsolla and DirectPayEU compare on integration and settlement?
Xsolla offers a sandbox, DirectPayEU does not list one; Xsolla supports webhooks; Xsolla settles in 30 business days, DirectPayEU in 1–3 business days.

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