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Xsolla

Xsolla

Game Monetization

VS

Fincra

African Payment Infrastructure

Fincra
Fees from
Custom vs 1%–3.5%
Features

1 shared

4 unique to Xsolla · 2 unique to Fincra
Regions

3 shared

5 unique to Xsolla
Pay methods

6 shared

11 unique to Xsolla · 4 unique to Fincra

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Show full specs
7 features · 21 payment methods · 8 regions. We don't rank these — they're here for reference.
Xsolla Xsolla
Fincra Fincra
Quick Facts
Fees
Standard transaction rate
Custom
1%–3.5%
Settlement
Time to receive funds
30 business days
Next business day
Founded
2005
2021
Headquarters
Los Angeles, California
Lagos, Nigeria
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Xsolla leads (5 vs 3)
Crypto Support
✓
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
✓
—
Instant Payout Unique
—
✓
Recurring Payments Unique
✓
—
Startup Friendly Unique
—
✓
Virtual Items Unique
✓
—
Payment Methods
Xsolla leads (17 vs 10)
Alipay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Carrier Billing Unique
✓
—
Credit Card
✓
✓
Crypto Unique
✓
—
Debit Card
✓
✓
Discover Unique
✓
—
Gift Card Unique
✓
—
Google Pay Unique
✓
—
M Pesa Unique
—
✓
Mastercard
✓
✓
Mobile Money
✓
✓
Mobile Payment Unique
✓
—
Paypal Unique
✓
—
Usdc Unique
—
✓
Usdt Unique
—
✓
Virtual Account Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
✓
—
Regions
Xsolla leads (8 vs 3)
Africa
✓
✓
Asia Unique
✓
—
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—
Southeast Asia Unique
✓
—

Xsolla is best when you...

Game Monetization
Need Enterprise
Not available with Fincra
Need High Risk Accepted
Not available with Fincra
Want coverage in Asia, Latin America, Middle East, Oceania, Southeast Asia
Fincra doesn't cover these regions
View Xsolla

Fincra is best when you...

African Payment Infrastructure
Need Instant Payout
Not available with Xsolla
Need Startup Friendly
Not available with Xsolla
View Fincra

Frequently Asked Questions

What is the difference between Xsolla and Fincra?
They share 6 payment methods and 3 regions. Xsolla adds Alipay, Amex, Apple Pay and 8 more that Fincra does not list; Fincra adds M-Pesa, USDC, USDT and 1 more that Xsolla does not list; Xsolla also covers Asia, Latin America and 3 more; only Xsolla offers Enterprise, High Risk Accepted and 2 more.
Which is cheaper, Xsolla or Fincra?
Xsolla has custom pricing quoted on engagement; Fincra has published rates from 1%–3.5%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Xsolla and Fincra?
Xsolla lists 8 regions and 17 payment methods; Fincra lists 3 and 10. both cover Africa, Europe, North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Xsolla and Fincra compare on integration and settlement?
both offer a sandbox; both support webhooks; Xsolla settles in 30 business days, Fincra in Next business day.

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