YabandPay
European merchants, online and in-store, that want to accept local European payment methods and cards plus Chinese wallets such as WeChat Pay, Alipay+ and UnionPay from a single provider.
VS
A-Pay
Global Multi-Currency Payment Gateway
Fees from
Netherlands schedule (varies by country): In-store – domestic debit cards €0.07 (or €0.06 with €90 minimum monthly fee incl. 1,500 transactions); domestic credit cards 1.30%; Visa/Mastercard within EEA 1.30%; outside EEA 2.20%; business cards 2.20%; unattended IC++ 1.50% + €0.15. Online – Visa/Mastercard consumer cards within EEA 1.20% + €0.20; outside EEA and business cards 3.20% + €0.25; UnionPay 2.80% + €0.25; Carte Bancaire 1.20% + €0.20; Apple Pay/Google Pay priced by card used; iDEAL €0.29; Bancontact €0.29. No monthly fees on standard pricing; pricing may vary depending on the MCC and business risk. vs Custom
Features
0 shared
5 unique to A-Pay
Regions
0 shared
6 unique to A-Pay
Pay methods
10 shared
13 unique to YabandPay · 9 unique to A-Pay
On licensing
Not enough published data on licensing for a fair verdict — open the full specs below for reference.
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Show full specs 5 features · 32 payment methods · 6 regions. We
don't rank these — they're here for reference.
Show full specs
5 features · 32 payment methods · 6 regions. We
don't rank these — they're here for reference.
YabandPay A-PayQuick Facts
Fees
Standard transaction rate
Netherlands schedule (varies by country): In-store – domestic debit cards €0.07 (or €0.06 with €90 minimum monthly fee incl. 1,500 transactions); domestic credit cards 1.30%; Visa/Mastercard within EEA 1.30%; outside EEA 2.20%; business cards 2.20%; unattended IC++ 1.50% + €0.15. Online – Visa/Mastercard consumer cards within EEA 1.20% + €0.20; outside EEA and business cards 3.20% + €0.25; UnionPay 2.80% + €0.25; Carte Bancaire 1.20% + €0.20; Apple Pay/Google Pay priced by card used; iDEAL €0.29; Bancontact €0.29. No monthly fees on standard pricing; pricing may vary depending on the MCC and business risk.
Custom
Settlement
Time to receive funds
1 hours
1–2 business days
Founded
—
2021
Headquarters
—
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features A-Pay leads (5 vs 0)
A-Pay leads (5 vs 0)Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods YabandPay leads (23 vs 19)
YabandPay leads (23 vs 19)Ach Unique
—
✓
Alipay
✓
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bancontact Unique
✓
—
Bank Transfer
✓
✓
Bizum Unique
✓
—
Blik Unique
✓
—
Cartes Bancaires Unique
✓
—
Contactless Unique
✓
—
Credit Card Unique
—
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Eps Unique
✓
—
Google Pay
✓
✓
Ideal
✓
✓
Klarna
✓
✓
Maestro Unique
✓
—
Mastercard
✓
✓
Mobile Money Unique
—
✓
Payconiq Unique
✓
—
Payment Link Unique
✓
—
Paypal
✓
✓
Pix Unique
—
✓
Qr Code Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Trustly Unique
✓
—
Unionpay Unique
✓
—
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay
✓
✓
Regions A-Pay leads (6 vs 0)
A-Pay leads (6 vs 0)Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓
YabandPay is best when you...
European merchants, online and in-store, that want to accept local European payment methods and cards plus Chinese wallets such as WeChat Pay, Alipay+ and UnionPay from a single provider.
A-Pay is best when you...
Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with YabandPay
Need High Risk Accepted
Not available with YabandPay
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
YabandPay doesn't cover these regions
Frequently Asked Questions
What is the difference between YabandPay and A-Pay?
They share 10 payment methods and 0 regions. YabandPay adds Bancontact, Bizum, BLIK and 10 more that A-Pay does not list; A-Pay adds ACH, Amex, Credit Card and 6 more that YabandPay does not list; A-Pay also covers Africa, Asia and 4 more; only A-Pay offers Crypto Support, High Risk Accepted and 3 more.
Which is cheaper, YabandPay or A-Pay?
YabandPay has published rates from Netherlands schedule (varies by country): In-store – domestic debit cards €0.07 (or €0.06 with €90 minimum monthly fee incl. 1,500 transactions); domestic credit cards 1.30%; Visa/Mastercard within EEA 1.30%; outside EEA 2.20%; business cards 2.20%; unattended IC++ 1.50% + €0.15. Online – Visa/Mastercard consumer cards within EEA 1.20% + €0.20; outside EEA and business cards 3.20% + €0.25; UnionPay 2.80% + €0.25; Carte Bancaire 1.20% + €0.20; Apple Pay/Google Pay priced by card used; iDEAL €0.29; Bancontact €0.29. No monthly fees on standard pricing; pricing may vary depending on the MCC and business risk.; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use YabandPay and A-Pay?
YabandPay lists 0 regions and 23 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do YabandPay and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, YabandPay does not list one; A-Pay supports webhooks; YabandPay settles in 1 hours, A-Pay in 1–2 business days.
Are you YabandPay or A-Pay?
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