YabandPay
European merchants, online and in-store, that want to accept local European payment methods and cards plus Chinese wallets such as WeChat Pay, Alipay+ and UnionPay from a single provider.
VS
Adyen
Platforms & Marketplaces
Fees from
Netherlands schedule (varies by country): In-store – domestic debit cards €0.07 (or €0.06 with €90 minimum monthly fee incl. 1,500 transactions); domestic credit cards 1.30%; Visa/Mastercard within EEA 1.30%; outside EEA 2.20%; business cards 2.20%; unattended IC++ 1.50% + €0.15. Online – Visa/Mastercard consumer cards within EEA 1.20% + €0.20; outside EEA and business cards 3.20% + €0.25; UnionPay 2.80% + €0.25; Carte Bancaire 1.20% + €0.20; Apple Pay/Google Pay priced by card used; iDEAL €0.29; Bancontact €0.29. No monthly fees on standard pricing; pricing may vary depending on the MCC and business risk. vs Interchange + + $0.3
Features
0 shared
3 unique to Adyen
Regions
0 shared
8 unique to Adyen
Pay methods
16 shared
7 unique to YabandPay · 21 unique to Adyen
On payment methods
Adyen supports 37 payment methods, 14 more than YabandPay. Verify directly with each provider before signing.
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Show full specs 3 features · 44 payment methods · 8 regions. We
don't rank these — they're here for reference.
Show full specs
3 features · 44 payment methods · 8 regions. We
don't rank these — they're here for reference.
YabandPay AdyenQuick Facts
Fees
Standard transaction rate
Netherlands schedule (varies by country): In-store – domestic debit cards €0.07 (or €0.06 with €90 minimum monthly fee incl. 1,500 transactions); domestic credit cards 1.30%; Visa/Mastercard within EEA 1.30%; outside EEA 2.20%; business cards 2.20%; unattended IC++ 1.50% + €0.15. Online – Visa/Mastercard consumer cards within EEA 1.20% + €0.20; outside EEA and business cards 3.20% + €0.25; UnionPay 2.80% + €0.25; Carte Bancaire 1.20% + €0.20; Apple Pay/Google Pay priced by card used; iDEAL €0.29; Bancontact €0.29. No monthly fees on standard pricing; pricing may vary depending on the MCC and business risk.
Interchange + + $0.3
Settlement
Time to receive funds
1 hours
1–3 business days
Founded
—
2006
Headquarters
—
Amsterdam, Netherlands
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features Adyen leads (3 vs 0)
Adyen leads (3 vs 0)Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Recurring Payments Unique
—
✓
Payment Methods Adyen leads (37 vs 23)
Adyen leads (37 vs 23)Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Alipay
✓
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bancontact
✓
✓
Bank Transfer
✓
✓
Bizum Unique
✓
—
Blik
✓
✓
Boleto Unique
—
✓
Cartes Bancaires Unique
✓
—
Contactless Unique
✓
—
Credit Card Unique
—
✓
Debit Card
✓
✓
Digital Wallet Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Eps Unique
✓
—
Google Pay
✓
✓
Grabpay Unique
—
✓
Ideal
✓
✓
Interac Unique
—
✓
Jcb Unique
—
✓
Klarna
✓
✓
Maestro
✓
✓
Mastercard
✓
✓
Mobile Payment Unique
—
✓
Multibanco Unique
—
✓
Payconiq Unique
✓
—
Payment Link Unique
✓
—
Paypal
✓
✓
Pix Unique
—
✓
Qr Code Unique
✓
—
Real Time Payments Unique
—
✓
Sepa Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Trustly
✓
✓
Unionpay
✓
✓
Visa
✓
✓
Voucher Unique
—
✓
Wechat Pay
✓
✓
Regions Adyen leads (8 vs 0)
Adyen leads (8 vs 0)Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓
YabandPay is best when you...
European merchants, online and in-store, that want to accept local European payment methods and cards plus Chinese wallets such as WeChat Pay, Alipay+ and UnionPay from a single provider.
Adyen is best when you...
Platforms & Marketplaces
Need Enterprise
Not available with YabandPay
Need Instant Payout
Not available with YabandPay
Want coverage in Africa, Asia, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
YabandPay doesn't cover these regions
Frequently Asked Questions
What is the difference between YabandPay and Adyen?
They share 16 payment methods and 0 regions. YabandPay adds Bizum, Cartes Bancaires, Contactless and 4 more that Adyen does not list; Adyen adds ACH, Affirm, Afterpay and 18 more that YabandPay does not list; Adyen also covers Africa, Asia and 6 more; only Adyen offers Enterprise, Instant Payout and 1 more.
Which is cheaper, YabandPay or Adyen?
YabandPay has published rates from Netherlands schedule (varies by country): In-store – domestic debit cards €0.07 (or €0.06 with €90 minimum monthly fee incl. 1,500 transactions); domestic credit cards 1.30%; Visa/Mastercard within EEA 1.30%; outside EEA 2.20%; business cards 2.20%; unattended IC++ 1.50% + €0.15. Online – Visa/Mastercard consumer cards within EEA 1.20% + €0.20; outside EEA and business cards 3.20% + €0.25; UnionPay 2.80% + €0.25; Carte Bancaire 1.20% + €0.20; Apple Pay/Google Pay priced by card used; iDEAL €0.29; Bancontact €0.29. No monthly fees on standard pricing; pricing may vary depending on the MCC and business risk.; Adyen has published rates from Interchange + + $0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use YabandPay and Adyen?
YabandPay lists 0 regions and 23 payment methods; Adyen lists 8 and 37. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do YabandPay and Adyen compare on integration and settlement?
Adyen offers a sandbox, YabandPay does not list one; Adyen supports webhooks; YabandPay settles in 1 hours, Adyen in 1–3 business days.
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